Turn your credit limit into cash
Use the available credit limit from your credit card and convert it into cash. You can then use it to make a lifelong dream a reality, or to pay off outstanding balances to avoid higher interest.
With our low rates, you can enjoy more financial freedom. Check out our latest promotional interest rates on the HSBC Singapore app.
What you'll get with a Card Balance Transfer
Things to know
| Who can apply |
To apply for a Balance Transfer, you must be the primary cardholder of an HSBC credit card.
Balance Transfer is not applicable to USD cards and corporate cards.
How to apply via HSBC Singapore App
- Log on to the HSBC Singapore app
- Tap on 'Cards'
- Tap on 'More'
- Select 'Balance transfer'
Ready to apply?
Log on to the app and select 'Balance Transfer' to get started.
Don't have the app yet? Download it now.
Scan the QR code to download the app.
Frequently asked questions
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Need cash? Convert your HSBC credit card’s available limit and repay in easy monthly instalments. A Premier qualified customer[@premier-qualified-customer] enjoy a special rate of 1.8% p.a. (EIR 3.5%).
Easily split your large purchases into manageable monthly instalments, or bundle several credit card transactions into one simple instalment plan. A Premier qualified customer[@premier-qualified-customer] enjoy a 0% one-time processing fee for a 3-month period.
Spread big-ticket purchases over interest-free instalments with participating merchants for more financial flexibility and control.