Premier Mastercard | Credit Card Products

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Credit Cards
Premier Mastercard

Indulge in a world of exquisite luxury experiences

Elevate your lifestyle with exclusive travel services, dedicated concierge services, and curated dining experiences with our HSBC Premier Mastercard Credit Card.

Available exclusively to HSBC Premier customers.

Check Eligibility here

Apply now

At a glance

Earn accelerated points

Get up to 2 miles (5× Reward points) for your spending.
Travel with peace of mind

Receive complimentary travel insurance coverage of up to USD500,000 for you and your family.
A suite of exclusive travel privileges

Up to 6 airport lounge visits, 8 complimentary limousine transfer, and more.

Personalised assistance

Dedicated concierge service wherever you may be.
Gastronomy experiences

Get exclusive dining privileges such as 1-for-1 Michelin meals and more.
Elevate your lifestyle

Get access to pre-sale and preferred tickets on selected concerts.

Spend and earn your next travel destination

Earn up to 2.8 miles* (7× Reward points^) per SGD1 on overseas spending for a limited time

From 1 December 2024 till 30 June 2025, earn up to 2.8 miles (7× Reward points^) instead of up to 2 miles (5× Reward points^) on qualifying overseas spend.

View full terms and conditions.

All year long, earn accelerated rewards on your spend
	Local spend	Overseas spend
Earn rates per SGD1³	up to 1.2 miles (3× Reward points^)	up to 2 miles* (5× Reward points^)

All year long, earn accelerated rewards on your spend
	Earn rates per SGD1³
Local spend	up to 1.2 miles (3× Reward points^)
Overseas spend	up to 2 miles* (5× Reward points^)

*All overseas spend will continue to earn up to 2 miles (5× Rewards points) from 1 July 2025.

Two people are exchanging gifts; image used for HSBC Singapore Premier Mastercard

Dining

Savour Dining

Enjoy a collection of exclusive four-hands dining experience from Michelin starred chefs around the world. Each dining event is customized and unique to only Premier Mastercard cardholders.

Click here to view and book the latest dining experience. This link will open in a new window

Terms and conditions apply (PDF, 119KB)

Exclusive HSBC dining privileges

What’s more, feast with year long deals at selected restaurants.

View more details This link will open in a new window

Entertainment

Feel the PULSE of Live Entertainment

Elevate your experience with HSBC Premier Mastercard and unlock lifestyle and entertainment deals. Enjoy access to presale and preferred tickets on selected concerts – because VIP experiences start here.

View the latest experience available This link will open in a new window

Limited giveaway for Russell Peters: RELAX* World Tour!

Be the first 20 HSBC Premier Mastercard customers to register and get exclusive tickets and more.

View more details This link will open in a new window

Curated privileges on your daily essentials and more

Exclusive privileges with your HSBC Premier Mastercard

Discover new privileges and experiences with offers on travel, dining, lifestyle, online deals, exclusive entertainment experiences and more.

Find out more This link will open in a new window

Travel with peace of mind

Receive complimentary comprehensive worldwide travel insurance coverage of up to USD500,000 for you and your family.

Charge the full cost of your travel expenses to your HSBC Premier Mastercard Credit Card and enjoy comprehensive coverage of up to USD500,000, so you and your loved ones can travel with peace of mind.

The insurance also covers trips that you've paid jointly with your HSBC Premier Mastercard Credit Card and any air miles redemption.

Read policy in detail and claim process:

Travel insurance coverage is underwritten by AIG Asia Pacific Insurance Pte Ltd ("AIG Singapore”.) HSBC Bank (Singapore) Limited is not the underwriter nor the distributor for this insurance plan. It is not an obligation of, deposit in or guaranteed by HSBC Bank (Singapore) Limited (Company Registration No. 201420624K).

A man is filling up gasoline for his car

Medical

Discounted rates for Doctor Anywhere health screening packages, virtual consultation and more.

Find out more This link will open in a new window

A suite of travel privileges

With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Airport lounges

Enjoy complimentary airport lounge and experiences visits to over 1,700+ worldwide, as well as curated dining offers for primary cardholders. All complimentary airport lounge visits are shared with guests. Complimentary Priority Pass™ Membership is only applicable to primary cardholders.

Cardholders must apply for a Priority Pass™ Membership. HSBC will send a unique invitation code via email to each primary cardholder's email address as registered in HSBC's records.
Cardholders should refer to the email for further details.
Charges apply when cardholders exceed the number of airport lounge entitlements at a rate of USD35 per guest or cardholder per visit. Guest charges are subject to change at the Priority Pass™ discretion.
Visit https://www.prioritypass.com/
for more information on the full list of participating lounges.

Terms and Conditions apply.

Frequently Asked Questions

How to register for Priority Pass Membership

Travel like a VIP

Be chauffeured in style to Changi Airport from any location in Singapore.

Receive complimentary limousine transfers to the airport with a minimum spend of SGD12,000 of eligible purchases in the preceding calendar quarter. Airport limousine rides are only available to primary cardholders.

HSBC Premier customers: 1 complimentary limousine ride per calendar quarter

HSBC Premier Elite customers: 2 complimentary limousine rides per calendar quarter

Things to note

The primary cardholder must be on a valid flight leaving from Changi Airport in Singapore to use the complimentary Airport Limousine Service. Each primary cardholder can only have one outstanding booking for this service at any one time.
Cancellation must be made by the primary cardholder at least 24 hours in advance. Any cancellation made by the primary cardholder within 24 hours or less prior to pick-up or ‘no show’ will be treated as a deduction of one complimentary ride.

New eligible cardholders will need to spend a minimum of SGD6,000 in eligible purchases on their HSBC Premier Mastercard Credit Card for the quarter in which they were issued the card.

Terms and Conditions apply.

How to utilise the Airport Limousine Rides codes

Travel and lifestyle concierge

Call our dedicated concierge service any time of the day, wherever you are in the world. Whether it's making flight or hotel bookings, reserving spa appointments or recommending dining options, they're delighted to be at your service.

Simply call our Premier hotline at 1800 227 8889 or +65 6227 8889.

Global Data Roaming by Flexiroam

Enjoy the benefits of Flexiroam in over 200 countries and territories with complimentary 3GB 15-day pass per calendar year.

Plus, enjoy 15% discount on all subsequent Flexiroam data plans.

Unlock Global Benefits

Agoda

14% off worldwide hotels when you book between 1 Oct 2024 and 31 Aug 2025
Flash sale: Up to 25% off hotels at selected destinations when you book between 1st to 7th of the month

Find out more This link will open in a new window

You can enjoy the offer if you fulfil all of the following:

a. You hold an eligible Premier Mastercard Credit Card and your credit card account is valid and in good standing during the promotional period and the offer fulfilment period

b. You make bookings via www.agoda.com/hsbcpremiersg

c. You're one of the travellers and the name used to book the hotel(s) is the same as shown on your eligible credit card

d. You pay with an eligible credit card for any eligible transactions during the promotion period

home&Away

Enjoy fabulous credit card offers, whether you're at home or travelling the world.

Find out more This link will open in a new window

Mastercard privileges

Discover premium benefits and a world of privileged access with curated offers from Mastercard. Explore the Priceless offers now.

Find out more of Mastercard privileges This link will open in a new window

More rewards and benefits

Petrol

Enjoy more mileage with 17% instant discount at Caltex and Shell in Singapore.

Find out more This link will open in a new window

ENTERTAINER with HSBC

Enjoy amazing 1-for-1 dining offers and more with ENTERTAINER with HSBC!

HSBC Singapore app

Discover all the ways you can easily manage your card.

Activate card for both you and your supplementary cardholders.
Access your card details for online shopping (even before receiving the physical card).
Add Apple Pay / Google Pay for quick and convenient payment.
Check transactions in real time and keep track of your spending.
View eStatements from the last 12 months.
Temporarily block your card to stop unauthorised transactions.
Pay with points by using Reward points to offset bills.
Apply for a Spend Instalment and pay for your purchases via instalments.

Download the app now.

Manage your finance with greater control

HSBC Spend Instalment

Buy first, pay later with HSBC Spend Instalment where you can combine multiple transactions (minimum SGD500 in total) into one instalment plan, and spread repayments up to 12 months, absolutely interest-free.

Cards Instalment Plan

Enjoy flexibility with our instalment payment plan for your purchases of minimum SGD500 over 6, 12 and 24 month interest free.

PayLater

This link will open in a new window

Split your purchases from as low as SGD50 into instalments at 0% interest over 3 to 24 months at your preferred pace.

Credit Card balance transfer

Log on to the HSBC Singapore app now, to check out our latest promotional interest rates.

Credit Limit Review

Enjoy greater financial flexibility on your spending needs with an increased credit limit.

Important information and links

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Premier Mastercard Credit Card. For any further queries, you may contact us at 1800-227 8889 or +65 6227 8889.

Regarding the credit card

Credit limit

Your credit limit is subject to our review and approval. If you stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

The finance charge is levied on the amount withdrawn from the day the transaction is posted to your account until the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 27.8% p.a. (minimum)

Minimum charge: SGD2.50

Annual fee

SGD490.50 (Inclusive of GST)

The annual fee will be waived if you meet both criteria:

Have a Premier relationship with HSBC
Maintain a Total Relationship Balance (TRB) of at least SGD200,000 (or in foreign currency equivalent) with HSBC Bank (Singapore) Limited.

The annual fee will be charged to your account as follows:

(i) For cards issued before 1 October 2024, we'll charge the annual fee from 2025, on each anniversary of the month in which the card account was opened

(ii) For cards issued from 1 October 2024, we'll charge the first year’s annual fee to the card account 3 calendar months after the card account opening month. The annual fee for each subsequent year will be charged in the card anniversary month.

See All FAQs visit credit card faq page for more details

Eligibility and Documents Required

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass²
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass²
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass²
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass²
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

International Credit History

If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.

Not an HSBC Premier customer?

Visit here for more details.

Redeem a welcome gift


Mandatory qualifying criteria	New HSBC Premier Mastercard cardholder
Provide marketing consent in the application form and must not revoke the consent at the time of gift fulfilment
Did not cancel an existing HSBC Premier Mastercard credit card within last 12 months
Must not hold any HSBC Premier Mastercard credit card
Spend at least SGD2,000 in qualifying spend within the spend period stated


Mandatory qualifying criteria	Provide marketing consent in the application form and must not revoke the consent at the time of gift fulfilment
New HSBC Premier Mastercard cardholder

Mandatory qualifying criteria	Did not cancel an existing HSBC Premier Mastercard credit card within last 12 months
New HSBC Premier Mastercard cardholder

Mandatory qualifying criteria	Must not hold any HSBC Premier Mastercard credit card
New HSBC Premier Mastercard cardholder

Mandatory qualifying criteria	Spend at least SGD2,000 in qualifying spend within the spend period stated
New HSBC Premier Mastercard cardholder

³Note: All welcome gifts are subject to the Bank’s qualifying criteria.

New/Existing HSBC cardholder

Spend SGD2,000 and receive a Samsonite Black Label Major-Lite Spinner 69cm worth SGD1,470

OR spend SGD4,000 and receive up to 48,000 miles (awarded in the form of 120,000 Reward points)

Apply now This link will open in a new window

HSBC Sure-Win Spin

From 13 January, start living your adventure with HSBC Sure-Win Spin with more than 30,000 gifts up for grabs! Stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes.

Learn more

Get a supplementary card

Share the privileges, benefits and convenience of HSBC credit cards with your loved ones.

Earn Reward points for all spending charged to your supplementary cards
Apply for up to 5 supplementary cards, with no annual credit card fees
Supplementary cardholders must be at least 18 years old

^{Terms and conditions apply.}

Apply for a supplementary credit card

Other features

Credit card features

Explore other features and services such as virtual card, mobile wallets, SimplyGo, credit limit review and more.

HSBC Singapore app

Manage your card easily, on the couch or on the go.

Things you should know

Disclaimer

^The miles shown are for illustrative purposes only, based on the redemption rate of 25,000 HSBC Reward points to 10,000 air miles from Cathay Pacific – Asia Miles in any brochures, marketing or promotional materials. Visit our full list of airlines and hotel partners' programmes' redemption rate.

To qualify for the gift, you must meet the spend requirement of either SGD2,000 or SGD4,000 within the qualifying spend period and fulfill the conditions set out for the offer. You must also agree to receive marketing updates and promotional materials from HSBC at the time of submitting your card application and must not cancel this agreement before receiving the gift. For details on the terms used here and more information on this promotion (such as eligibility, qualifying transactions, qualifying spending period and exclusions), refer to the full terms and conditions.
With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.
HSBC Premier Mastercard Credit Card Terms and Conditions apply. Find out more.

HSBC Premier Mastercard®

Indulge in a world of exquisite luxury experiences

Enjoy a welcome gift on us

At a glance

Spend and earn your next travel destination

Dining

Savour Dining

Exclusive HSBC dining privileges

Entertainment

Feel the PULSE of Live Entertainment

Limited giveaway for Russell Peters: RELAX* World Tour!

Curated privileges on your daily essentials and more

Exclusive privileges with your HSBC Premier Mastercard

Travel with peace of mind

Find out more

Medical

A suite of travel privileges

Airport lounges

More on lounges benefits

Travel like a VIP

More on travel privileges

Travel and lifestyle concierge

Global Data Roaming by Flexiroam

Unlock Global Benefits

Agoda

Check eligibility

home&Away

Mastercard privileges

More rewards and benefits

Petrol

ENTERTAINER with HSBC

HSBC Singapore app

Manage your card via the app

Manage your finance with greater control

HSBC Spend Instalment

Cards Instalment Plan

PayLater

Credit Card balance transfer

Credit Limit Review

Important information and links

Related documents

Other related information

Eligibility and Documents Required

Singaporean/Permanent Resident

Foreigner

International Credit History

Redeem a welcome gift

Sign-up gift mandatory qualifying criteria (Please read carefully before applying)

HSBC Sure-Win Spin

Get a supplementary card

Other features

Credit card features

HSBC Singapore app

Things you should know

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