Premier Mastercard | Credit Card Products

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Credit Cards
Premier Mastercard

Indulge in a world of exquisite luxury experiences

Elevate your lifestyle with exclusive travel services, dedicated concierge services, and curated dining experiences with our HSBC Premier Mastercard Credit Card.

Available exclusively to HSBC Premier customers.

Exclusive to HSBC Premier customers.

Check Eligibility here

Speak to your Premier Relationship Manager or leave us your contact details or SMS PMCC<space>Name to 74722.

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At a glance

Earn accelerated points

Get up to 2 miles (5× Reward points) for your spending.
Travel with peace of mind

Receive complimentary travel insurance coverage of up to USD500,000 for you and your family.

A suite of exclusive travel privileges

Up to 6 airport lounge visits, 8 complimentary limousine transfer, and more.
Personalised assistance

Dedicated concierge service wherever you may be.

Unlock curated privileges on your daily essentials and more

Dining

Savour dining experiences with 15% off at The Ritz-Carlton, Millenia Singapore, W Singapore Sentosa Cove, The Singapore EDITION and more

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Travel with peace of mind

Receive complimentary comprehensive worldwide travel insurance coverage of up to USD500,000 for you and your family.

Charge the full cost of your travel expenses to your HSBC Premier Mastercard Credit Card and enjoy comprehensive coverage of up to USD500,000, so you and your loved ones can travel with peace of mind.

The insurance also covers trips that you've paid jointly with your HSBC Premier Mastercard Credit Card and any air miles redemption.

Read policy in detail and claim process:

Travel insurance coverage is underwritten by AIG Asia Pacific Insurance Pte Ltd ("AIG Singapore”.) HSBC Bank (Singapore) Limited is not the underwriter nor the distributor for this insurance plan. It is not an obligation of, deposit in or guaranteed by HSBC Bank (Singapore) Limited (Company Registration No. 201420624K).

Exclusive privileges with your HSBC Premier Mastercard

Discover new privileges and experiences with offers on travel, dining, lifestyle, online deals and more.

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Medical

Discounted rates for Doctor Anywhere health screening packages, virtual consultation and more.

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Spend and earn your next travel destination

Get up to 2 miles (5× Reward points) on local and overseas purchases.
	Local spend	Overseas spend
Earn rates per SGD1³	1.2 miles (3× Reward points)	2 miles (5× Reward points)

Get up to 2 miles (5× Reward points) on local and overseas purchases.
	Earn rates per SGD1³
Local spend	1.2 miles (3× Reward points)
Overseas spend	2 miles (5× Reward points)

Two people are exchanging gifts; image used for HSBC Singapore Premier Mastercard

A suite of travel privileges

With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Airport lounges

Enjoy complimentary airport lounge visits to over 1,600+ worldwide, as well as curated dining offers for primary cardholders. All complimentary airport lounge visits are shared with guests. Complimentary Priority Pass™ Membership is only applicable to primary cardholders.

HSBC Premier customers: 4 visits per year

HSBC Premier Elite customers: 6 visits per year

Cardholders must apply for a Priority Pass™ Membership. HSBC will send a unique invitation code via email to each primary cardholder's email address as registered in HSBC's records.
Cardholders should refer to the email for further details.
Charges apply when cardholders exceed the number of airport lounge entitlements at a rate of USD35 per guest or cardholder per visit. Guest charges are subject to change at the Priority Pass™ discretion.
Visit https://www.prioritypass.com/
for more information on the full list of participating lounges.

Terms and Conditions apply.

Frequently Asked Questions

How to register for Priority Pass Membership

Travel like a VIP

Be chauffeured in style to Changi Airport from any location in Singapore.

Receive complimentary limousine transfers to the airport with a minimum spend of SGD12,000 of eligible purchases in the preceding calendar quarter. Airport limousine rides are only available to primary cardholders.

HSBC Premier customers: 1 complimentary limousine ride per calendar quarter

HSBC Premier Elite customers: 2 complimentary limousine rides per calendar quarter

Things to note

The primary cardholder must be on a valid flight leaving from Changi Airport in Singapore to use the complimentary Airport Limousine Service. Each primary cardholder can only have one outstanding booking for this service at any one time.
Cancellation must be made by the primary cardholder at least 24 hours in advance. Any cancellation made by the primary cardholder within 24 hours or less prior to pick-up or ‘no show’ will be treated as a deduction of one complimentary ride.

New eligible cardholders will need to spend a minimum of SGD6,000 in eligible purchases on their HSBC Premier Mastercard Credit Card for the quarter in which they were issued the card.

Terms and Conditions apply.

Travel and lifestyle concierge

Call our dedicated concierge service any time of the day, wherever you are in the world. Whether it's making flight or hotel bookings, reserving spa appointments or recommending dining options, they're delighted to be at your service.

Simply call our Premier hotline at 1800 227 8889 or +65 6227 8889.

Global Data Roaming by Flexiroam

Enjoy the benefits of Flexiroam in over 200 countries and territories with complimentary 3GB 15-day pass per calendar year.

Plus, enjoy 15% discount on all subsequent Flexiroam data plans.

Unlock Global Benefits

Agoda

14% off worldwide hotels when you book between 1 Oct 2024 and 31 Aug 2025
Flash sale: 25% off hotels at selected destinations when you book between 1st to 7th of the month

Find out more This link will open in a new window

You can enjoy the offer if you fulfil all of the following:

a. You hold an eligible Premier Mastercard Credit Card and your credit card account is valid and in good standing during the promotional period and the offer fulfilment period

b. You make bookings via www.agoda.com/hsbcpremiersg

c. You're one of the travellers and the name used to book the hotel(s) is the same as shown on your eligible credit card

d. You pay with an eligible credit card for any eligible transactions during the promotion period

Entertainer with HSBC

Enjoy Premium Entertainer offers and discover over 1,000 amazing worldwide 1-for-1 deals and more with ENTERTAINER with HSBC!

HSBC Singapore app

Discover all the ways you can easily manage your card.

Activate card for both you and your supplementary cardholders.
Access your card details for online shopping (even before receiving the physical card).
Add Apple Pay / Google Pay for quick and convenient payment.
Check transactions in real time and keep track of your spending.
View eStatements from the last 12 months.
Temporarily block your card to stop unauthorised transactions.
Pay with points by using Reward points to offset bills.
Apply for a Spend Instalment and pay for your purchases via instalments.

Download the app now.

home&Away

Enjoy fabulous credit card offers, whether you're at home or travelling the world.

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Mastercard privileges

Discover premium benefits and a world of privileged access with curated offers from Mastercard. Explore the Priceless offers now.

Find out more of Mastercard privileges This link will open in a new window

Petrol

Enjoy more mileage with 17% instant discount at Caltex and Shell in Singapore.

Find out more This link will open in a new window

Manage your finance with greater control

HSBC Spend Instalment

Buy first, pay later with HSBC Spend Instalment where you can combine multiple transactions (minimum SGD500 in total) into one instalment plan, and spread repayments up to 12 months, absolutely interest-free.

Cards Instalment Plan

Enjoy flexibility with our instalment payment plan for your purchases of minimum SGD500 over 6, 12 and 24 month interest free.

PayLater

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Split your purchases from as low as SGD50 into instalments at 0% interest over 3 to 24 months at your preferred pace.

Credit Card balance transfer

Log on to the HSBC Singapore app now, to check out our latest promotional interest rates.

Credit Limit Review

Enjoy greater financial flexibility on your spending needs with an increased credit limit.

Important information and links

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Premier Mastercard Credit Card. For any further queries, you may contact us at 1800-227 8889 or +65 6227 8889.

Regarding the credit card

Credit limit

Your credit limit is subject to our review and approval. If you stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

The finance charge is levied on the amount withdrawn from the day the transaction is posted to your account until the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 27.8% p.a. (minimum)

Minimum charge: SGD2.50

Annual fee

SGD490.50 (Inclusive of GST)

The annual fee will be charged to your account based on the following:

(i) For cards issued from 1 October 2024: 3 calendar months after the month in which the card was opened

(ii) For cards issued before 1 October 2024: card anniversary month starting from January 2025

The annual fee will be waived if you fulfil both of the following criteria:

Have a Premier relationship with HSBC
Maintain a Total Relationship Balance ('TRB') of at least SGD200,000 (or in foreign currency equivalent)

See All FAQs visit credit card faq page for more details

Eligibility and Documents Required

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass²
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass²
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass²
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass²
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

International Credit History

If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.

Not an HSBC Premier customer?

Visit here for more details.

New/Existing HSBC cardholder

A Samsonite Black Label Major-Lite Spinner 69cm (Made in EU) worth SGD1,470

Interested to apply for a HSBC credit card that suits your lifestyle? Our credit card sales consultant will be in touch you within 3 working days.

Apply with our consultant

Redeem a welcome gift


Mandatory qualifying criteria	New HSBC cardholder
Sign-up gift selection mandatory qualifying criteria Provide marketing consent in the application form and must not revoke the consent at the time of gift fulfilment
Did not cancel an existing HSBC card within last 12 months
Must not hold any HSBC credit card
Spend at least SGD2,000 in qualifying spend within the spend period stated


Mandatory qualifying criteria	Sign-up gift selection mandatory qualifying criteria Provide marketing consent in the application form and must not revoke the consent at the time of gift fulfilment
New HSBC cardholder

Mandatory qualifying criteria	Did not cancel an existing HSBC card within last 12 months
New HSBC cardholder

Mandatory qualifying criteria	Must not hold any HSBC credit card
New HSBC cardholder

Mandatory qualifying criteria	Spend at least SGD2,000 in qualifying spend within the spend period stated
New HSBC cardholder

⁴Note: All welcome gifts are subject to the Bank’s qualifying criteria.

Get a supplementary card

Share the privileges, benefits and convenience of HSBC credit cards with your loved ones.

Earn Reward points for all spending charged to your supplementary cards
Apply for up to 5 supplementary cards, with no annual credit card fees
Supplementary cardholders must be at least 18 years old

^{Terms and conditions apply.}

Apply for a supplementary credit card

Other features

Apple Pay

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad or Mac with just a simple tap.

Google Pay^TM

to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

Tap and Go™ with Mastercard

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Quick, convenient and fuss-free payment with your contactless-enabled Mastercard. Simply tap and go in front of a secured reader at participating merchants.

Virtual card

Lighten your load and use your credit cards on your mobile phone with the HSBC Singapore app.

SimplyGo

Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.

Mastercard Automatic Billing Updater

HSBC Premier Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater. This service helps to avoid transaction declines due to changes on your credit card details.

See other credit cards features click here to view more details

Things you should know

Disclaimer

FAQs about HSBC credit cards instant approval.
With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.
HSBC Premier Mastercard Credit Card Terms and Conditions apply. Find out more.
To qualify for the gift, you must meet the spend requirement of SGD2,000 within the qualifying spend period and fulfill the conditions set out for the offer. You must also agree to receive marketing updates and promotional materials from HSBC at the time of submitting your card application and must not cancel this agreement before receiving the gift. For details on the terms used here and more information on this promotion (such as eligibility, qualifying transactions, qualifying spending period and exclusions), refer to the full terms and conditions.

HSBC Premier Mastercard®

Indulge in a world of exquisite luxury experiences

At a glance

Unlock curated privileges on your daily essentials and more

Dining

Travel with peace of mind

Find out more

Exclusive privileges with your HSBC Premier Mastercard

Medical

Spend and earn your next travel destination

A suite of travel privileges

Airport lounges

More on lounges benefits

Travel like a VIP

More on travel privileges

Travel and lifestyle concierge

Global Data Roaming by Flexiroam

Unlock Global Benefits

Agoda

Check eligibility

Entertainer with HSBC

HSBC Singapore app

Manage your card via the app

home&Away

Mastercard privileges

Petrol

Manage your finance with greater control

HSBC Spend Instalment

Cards Instalment Plan

PayLater

Credit Card balance transfer

Credit Limit Review

Important information and links

Related documents

Other related information

Eligibility and Documents Required

Singaporean/Permanent Resident

Foreigner

International Credit History

Redeem a welcome gift

Sign-up gift selection mandatory qualifying criteria

Get a supplementary card

Other features

Apple Pay

Google PayTM

Tap and Go™ with Mastercard

Virtual card

SimplyGo

Mastercard Automatic Billing Updater

Things you should know

Connect with us

Google Pay^TM