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Credit Cards Features

Manage your money more easily
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Virtual Card

  • Use your credit card, even if you left it at home
  • Lost or stolen card? Never go without
  • Use your new card instantly
  • No need to sign up

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

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Apple Pay

  • Make easy and secure contactless payments with Apple Pay.
Mobile payment in a coffee shop.
Google PayTM
  • Make fast and secure contactless payments with Google Pay.
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SimplyGo

  • Skip the top-ups and simply tap to pay for your bus and train fares with your card or via Apple Pay and Google Pay.
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Credit limit increase

  • Enjoy greater financial freedom with an increased credit limit.
  • Hassle-free submission via HSBC Singapore app.

To apply, log on to the HSBC Singapore app, choose 'Credit card' and tap 'View more > Credit Limit Increase'.

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Spend instalment

  • Flexible terms up to 12 months.
  • 0% interest with one-time processing fee.

To apply, log on to the HSBC Singapore app, choose 'Credit card' and tap 'View more > Spend Instalment'.

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Credit card balance transfer

  • Get cash from your available limit of your HSBC credit card.
  • Flexible repayment from SGD50 or minimum due of statement balance (whichever is higher).
  • Attractive interest rate.

To apply, log on to the HSBC Singapore app, choose 'Credit card' and tap 'Balance Transfer'.

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Card Instalment Plan

  • Split your purchases into instalments across a range of flexible tenors that suit your needs.
  • 0% interest
  • Fixed monthly repayments
  • Greater flexibility through choice of repayment period from 3 to 24 months
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Credit card cash instalment plan

  • Get cash from your available limit on your HSBC credit card
  • Choose the repayment term from 12 to 60 months
  • Lock in your monthly interest payout and easily manage your expenses

To apply, SMS 'CIP' to 74722 and we'll contact you shortly with the latest promotional rates.

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HSBC Recurring Bill Payment

  • Enjoy the convenience of consolidated bill payments to your HSBC credit card.
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Credit Card Security Alerts

  • Safety measures to keep your credit card secure.
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