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Cheerful group of friends on the bridge; image used for Credit Card Balance Transfer Page.

Card Balance Transfer

Enjoy greater financial freedom

Save on interest and get extra Cashback

Use the extra cash to kick-start your dreams instead. Go on that holiday you've been dreaming of, or pay off outstanding balances so you can avoid paying high interest amounts. With our low balance transfer rates, you can enjoy more financial freedom.

Log on to the HSBC Singapore app now, to check out our latest promotional interest rates.

Great deal: Get up to SGD100 cashback with HSBC Credit Card Balance Transfer

Get up to SGD100 cashback1 when you apply for a balance transfer via the HSBC Singapore app. 

 

Plus, receive 1 spin for a chance to win exciting prizes at the Live Your Adventure: Sure Win Spin campaign when your approved balance transfer amount is more than SGD15,000. Find out more.

 

Register for the HSBC Balance Transfer Cashback campaign by sending an SMS to 74722 in the format: BTCB<space>Last 4 digits of HSBC credit card.

 

Promotion is valid from 13 January to 28 February 2025. T&Cs apply. 

HSBC's Sure-Win Spin

From 13 January, start living your adventure with HSBC's Sure-Win Spin with more than 30,000 gifts up for grabs! Stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes.

Apply now

Simply provide us with the necessary details and we'll transfer the money to your account of your choice upon approval. Act now to enjoy greater savings!

Apply via the mobile app

Log on to the HSBC Singapore app and tap 'Balance transfer' to start your journey. 

Don't have the app yet? Download it now to bank even when you're on the go. 

Apply by SMS

Simply SMS BT to 74722.

An HSBC customer service officer will then contact you on your application within three working days

Apply by phone

Contact us on 1800-HSBC NOW
(4722 669)
 to apply.

Frequently Asked Questions

Footnote

1You can get 1) SGD20 cashback for first-time balance transfer users, and 2) SGD80 cashback when your balance transfer amount is more than SGD20,000 and processing fee waiver.

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