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HSBC Advance Credit Card

A simple and hassle-free cashback card.

The card that earns generous cashback on everything you spend

Be rewarded with up to 2.5% cashback on everything, both local and overseas - simple and fuss-free with our HSBC Advance Credit Card.

Our welcome gift to you

Choose between a Samsonite ZELTUS 69cm Spinner Exp with built-in scale worth SGD680 or get SGD200 cashback when you spend at least SGD500 and provide marketing consent in the application form. Apply now for instant approval[@instant-approval-tncs].

Kickstart your journey and earn up to 2.5%[@advance-cards-cashback] cashback

Spend on local and overseas purchases each calendar month with your HSBC Advance Credit Card and get one of the following:

 

- 1.5% with no minimum spend

- 2.5% when you spend above SGD2,000

 

Base Cashback is capped at SGD70 per calendar month.

Note: Transactions are in SGD based on posted date.

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The calculated amount shown is indicative only, based on qualifying transactions. 

Eligible cardholders who spend up to S$2,000 shall receive a base cashback equal to 1.5% of the amount spent on eligible purchases in that calendar month. Eligible cardholders who spend more than S$2,000 in a calendar month shall receive a base cashback equal to 2.5% of the amount spent on eligible purchases for that calendar month. Spend exclusions apply. Base Cashback is capped at S$70 per calendar month. Terms and conditions apply.

More cashback and rewards as you spend

Spend and earn cashback seamlessly

Shape your goals whilst earning up to 2.5% cashback!

  • Wedding:
    Save on your wedding expenses such as wedding banquet, bridal package and more with cashback on wedding-related payment.
  • Home:
    Renovating or refurbishing your home with the latest tech gadgets, appliances and furniture? Save more with our exciting deals.

Unlock more rewards and privileges

  • HSBC Singapore app:
    Activate your card instantly upon approval for both you and your supplementary cardholders. Visit here to download the app.
  • Visa Signature:
    Quick access to hundreds of exclusive deals, discounts and privileges on Visa Digital Concierge app.
  • Visa Concierge:
    A 24/7 digital personal assistant and lifestyle guide providing access to extraordinary experiences every day through a curated range of services, amenities and exclusive privileges. Visit here for more details.

Apply now

New HSBC cardholder

Choose from a Samsonite ZELTUS 69cm Spinner Exp with built-in scale, worth SGD680 or get SGD200 cashback when you spend at least SGD500 and provide marketing consent upon applying for this card. 

Existing HSBC cardholder

You'll still be eligible to receive SGD50 cashback when you spend at least SGD500 and provide marketing consent upon applying for this card.

Who can apply?

To apply for an HSBC Advance Credit Card, you must be aged 21 or above and have a minimum annual income of:

  • SGD30,000, if you're a Singaporean or Permanent Resident
  • SGD40,000, if you're a self-employed or commission-based Singaporean or Permanent Resident
  • SGD40,000, if you're a foreigner residing in Singapore

If you do not meet these income requirements, a minimum fixed deposit collateral of SGD10,000 will apply.

Share the perks with a supplementary card

Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too.

  • Earn cashback for spending made on your supplementary cards
  • Earn reward points each time your loved ones spend on their cards
  • Get up to 5 supplementary cards, free to you and your family for life 

Why bank with us

AsiaMoney Best Bank For Digital Solutions – Singapore

HSBC is a recent recipient of the ‘AsiaMoney Best Bank For Digital Solutions – Singapore’ Award 2023

Customer Satisfaction Index

3 cheers for 3 years. Thank you for your continued support. We’re #1 in the credit cards section of the Customer Satisfaction Index of Singapore 3 years running.

Contact us

Interested to apply for a HSBC credit card that suits your lifestyle? Our credit card sales consultant will be in touch you within 3 working days.

Additional information

You might also be interested in

Explore other features and services such as virtual card, mobile wallets, SimplyGo, credit limit review and more.
Pay for your credit card purchases in smaller instalments.
Get interest-free repayments on your HSBC credit card for up to 24 months.
Log on to the HSBC Singapore app now, to check out our latest promotional interest rates.

Notes

    *Travel insurance coverage is underwritten by MSIG Insurance (Singapore) Pte. Ltd. HSBC Bank (Singapore) Limited is not the underwriter nor the distributor for this insurance plan. It is not an obligation of, deposit in or guaranteed by HSBC Bank (Singapore) Limited (Company Registration No. 201420624K).

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