Live+ Credit Card | Earn Cashback on Your Spend

Live it up with extra cashback

Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on.

Apply now for HSBC Live+ Credit Card Apply Section

Treat yourself to takeaway and restaurant offers, around town and across Asia.

Indulge in retail therapy, all while earning cashback towards your future shopping trips.

Binge movies and shows at home or at the cinema, and earn cashback on them too.

Power up on your spending with 5% cashback for petrol, and 0.3% on all other eligible purchases.

Live+ perks and privileges

The card that gets you more out of life.

Dine – in Singapore and around Asia

Take a bite out of dessert, not out of your wallet. No matter if you're craving takeaway or heading out to the restaurants, we've got some pretty sweet dining deals.

Enjoy a discount of 15% at over 200 restaurants across Asia through our curated Live+ Dining Programme. Plus, get 8% cashback[@cards-liveplus-minimum] on dining.

Learn more visit https://cardpromotions.hsbc.com.sg/liveplusdining page This link will open in a new window

Shop – both online and offline

Stay on trend without breaking the bank. Whether you're treating yourself to retail therapy or buying gifts for your loved ones, we know here's a reward that will never go out of style – get 8% cashback[@cards-liveplus-minimum] on your shopping.

Check out shopping deals This link will open in a new window

Fun – both on big and small screens

Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in.

Enjoy a discount on single tickets and save with HSBC Movie Cards at any Golden Village multiplexes in Singapore. Plus, get 8% cashback[@cards-liveplus-minimum] on entertainment spending at cinemas and on your favourite streaming subscriptions including Disney+, Netflix and Spotify.

Explore entertainment offers This link will open in a new window

Life with even more perks

Fuel up on cashback

Up to 17% upfront fuel savings and additional 5% cashback[@cards-liveplus-minimum] at Caltex and Shell gas stations in Singapore – learn more
Discover ENTERTAINER with HSBC

Over 1,000 amazing worldwide 1-for-1 deals and more via ENTERTAINER with the HSBC Singapore app – learn more
Enjoy online and offline shopping deals

Plus, get complimentary coverage for any online purchase losses or damages – learn more

Earn cashback even as you spend

0.3% cashback[@cards-liveplus-minimum] on all your other eligible purchases.
Get more out of life

With Visa Signature, which opens doors to hundreds of exclusive deals, discounts and privileges – learn more
Get complimentary travel insurance coverage

Of up to SGD1 million for travel inconvenience, personal accidents and emergency evacuation or repatriation with this credit card[@cards-liveplus-travel] – see policy (PDF, 838KB) and FAQs (PDF, 118KB)

Who can apply?

To apply for an HSBC Live+ Credit Card, you must be aged 21 or above and have a minimum annual income of:

SGD30,000, if you're a Singapore citizen or permanent resident
SGD40,000, if you're a self-employed or commission-based Singapore citizen or permanent resident
SGD40,000, if you're a foreigner residing in Singapore

If you do not meet these income requirements, a minimum fixed deposit collateral of SGD10,000 will apply.

International credit history

If you're a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn about international credit history.

Apply using MyInfo via Singpass and save the hassle of providing supporting documents.

Alternatively, prepare the following supporting documents with your application:

ID documents of the primary and any supplementary applicants
Income documents of the primary applicant

Learn more about what documents are acceptable (PDF, 454KB).

Your credit limit

Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

A finance charge will be imposed based on the amount withdrawn, from the date the transaction is posted to your account to the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 27.8% p.a. (minimum)

Minimum charge: SGD2.50

Annual fee

We'll waive your annual fee for the first year, starting from the issue date for your credit card. From the second year onwards, we'll waive the annual fee for your card if you spend more than SGD12,500 with it per year.

The following table shows how you could earn SGD246 in a calendar quarter when you spend with an HSBC Live+ Credit Card.
Cateory	July	August	September	Cashback earned
Dining	SGD400	SGD380	SGD450	SGD98.40
Shopping	SGD300	SGD320	SGD400	SGD81.60
Entertainment	SGD50	SGD100	SGD50	SGD16
Petrol	SGD350	SGD300	SGD350	SGD50
Total eligible purchases	SGD1,100	SGD1,100	SGD1,250	Not applicable

The following table shows how you could earn SGD246 in a calendar quarter when you spend with an HSBC Live+ Credit Card.
Cateory	Dining
July	SGD400
August	SGD380
September	SGD450
Cashback earned	SGD98.40

Cateory	Shopping
July	SGD300
August	SGD320
September	SGD400
Cashback earned	SGD81.60

Cateory	Entertainment
July	SGD50
August	SGD100
September	SGD50
Cashback earned	SGD16

Cateory	Petrol
July	SGD350
August	SGD300
September	SGD350
Cashback earned	SGD50

Cateory	Total eligible purchases
July	SGD1,100
August	SGD1,100
September	SGD1,250
Cashback earned	Not applicable

This assumes that the eligible cardholder charged a minimum of SGD600 in eligible purchases to their card each calendar month, per calendar quarter – in this case, July, August and September. Terms and conditions apply (PDF, 130KB).

Apply now and try your luck!

Get additional SGD100 cashback and stand to win a brand-new Mercedes-Benz EQB when you sign up for a HSBC Live+ Credit Card now!

Earn 20 lucky draw chances when you sign up for a new HSBC Live+ Credit Card. Stand to win a brand-new all-electric Mercedes-Benz EQB* or a chance to jet around the world and live your adventure!

*Terms and conditions apply.

Learn more

Sign-up gift for new HSBC cardholders

For a limited time only, receive SGD100 cashback when you make a qualifying spend on your new HSBC Live+ Credit Card and provide marketing consent in your application form. Plus, you can choose a welcome gift of your choice.

Get Samsonite luggage

Travel in style with a Samsonite ZELTUS 69cm Spinner Exp with built-in scale, worth SGD680. Simply provide marketing consent when you apply, and make a qualifying spend of at least SGD500 with your new card from your card account opening date to the end of the following month.

Apply and get luggage This link will open in a new window

Get SGD200 cashback

Earn SGD200 cashback towards the things on your wishlist or your bucket list. Simply provide marketing consent when you apply, and make a qualifying spend of at least SGD500 with your new card from your card account opening date to the end of the following month.

Apply and get cashback This link will open in a new window

You'll still receive SGD50 cashback. It's our way of saying thank you. Simply provide marketing consent when you apply, and spend at least SGD500 with your new card.

Apply and get cashback This link will open in a new window

The following table shows who we consider to be a new HSBC cardholder and an existing HSBC cardholder. It also shows the welcome gifts you may be eligible for.
Mandatory qualifying criteria	New HSBC cardholder	Existing HSBC cardholder
Provide marketing consent when you apply – you must not revoke your consent at the time you receive your gift.
Spend at least SGD500 in qualifying spend within the spend period stated
Did not cancel an existing HSBC credit card within the last 12 months
Your existing HSBC credit cards must have been issued 12 months ago or earlier	Not applicable
Must not hold any HSBC credit card		Not applicable

The following table shows who we consider to be a new HSBC cardholder and an existing HSBC cardholder. It also shows the welcome gifts you may be eligible for.
Mandatory qualifying criteria	Provide marketing consent when you apply – you must not revoke your consent at the time you receive your gift.
New HSBC cardholder
Existing HSBC cardholder

Mandatory qualifying criteria	Spend at least SGD500 in qualifying spend within the spend period stated
New HSBC cardholder
Existing HSBC cardholder

Mandatory qualifying criteria	Did not cancel an existing HSBC credit card within the last 12 months
New HSBC cardholder
Existing HSBC cardholder

Mandatory qualifying criteria	Your existing HSBC credit cards must have been issued 12 months ago or earlier
New HSBC cardholder	Not applicable
Existing HSBC cardholder

Mandatory qualifying criteria	Must not hold any HSBC credit card
New HSBC cardholder
Existing HSBC cardholder	Not applicable

Note: Selecting a gift does not guarantee your eligibility. All welcome gifts are subject to our qualifying criteria.

You can also apply for the HSBC Live+ Credit Card by speaking with a consultant. Just leave us your contact details, and we'll be in touch within 3 working days.

Arrange a callback This link will open in a new window

Supplementary cards

Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too if you apply for a supplementary card.

Earn cashback for spending made on your supplementary cards
Get up to 5 supplementary cards, free to you and your family for life
Any loved one can hold a supplementary credit card as long as they're aged 18 or above

Why bank with us

AsiaMoney Best Bank For Digital Solutions – Singapore

HSBC is the recent recipient of the 'AsiaMoney Best Bank For Digital Solutions – Singapore' Award 2023

Explore other features and services such as virtual card, mobile wallets, SimplyGo, credit limit review and more.

Manage your card easily, on the couch or on the go.

HSBC Live+ Credit Card

Live it up with extra cashback

Our welcome gift to you

Get up to 8% cashback[@cards-liveplus-minimum] on what you love

Dine

Shop

Fun

More

Live+ perks and privileges

Dine – in Singapore and around Asia

Shop – both online and offline

Fun – both on big and small screens

Life with even more perks

Who can apply?

What you need to apply

Important documents

What you need to know

Illustrative example of how you can earn cashback with Live+

Apply now and try your luck!

Get additional SGD100 cashback and stand to win a brand-new Mercedes-Benz EQB when you sign up for a HSBC Live+ Credit Card now!

Sign-up gift for new HSBC cardholders

Get Samsonite luggage

Get SGD200 cashback

Sign-up gift for existing HSBC cardholders

Mandatory criteria for welcome gift[@cards-liveplus-welcome]

Other ways to apply

Need a supplementary card?

Why bank with us

AsiaMoney Best Bank For Digital Solutions – Singapore

You might also be interested in

Credit card features

HSBC Singapore app

Notes

Connect with us