HSBC Revolution Credit Card

HSBC SG
Credit Cards
Revolution Credit Card

Load up on 10X Reward points on your online spending

Give life an extra spark with up to 10X Reward points¹ - that's equivalent to 4 miles or 2.5% cashback for every dollar you spend. What's more, there's no annual credit card fee!

Apply now for a revolution credit card

Request a call from us about enquire for revolution credit card

Check your eligibility

Enjoy instant approval^{^} and get a welcome gift on us

Apply now for instant approval^{^}. What's more, choose between a Samsonite ZELTUS 69cm Spinner worth SGD680 or SGD200 cashback, when you spend at least SGD500 and provide marketing consent in the application form. Existing HSBC cardholders will receive SGD50 cashback.

Terms and conditions apply. See welcome gift details.

Your card benefits, in a nutshell

10X Reward points with online spending

No minimum spend required! Enjoy 10X Reward points when you shop online with your HSBC Revolution Card.
1X Reward point for all other types of spending

There's no cap on the Reward points you can earn on everything else!

Greater flexibility

Use the HSBC Singapore app to offset your spending with Reward points or split your purchases into monthly instalments.

Get up close and personal with your HSBC Revolution Credit Card

Amp up your lifestyle with a host of rewards

Redeem exciting gifts and lifestyle experiences with the new 10X Reward points when you make online spending. And the best part? There's no minimum spending you need to worry about - you'll rack up Reward points from the very first dollar spent!

Reward points you can earn
Transactions within a single calendar month	Reward points eligible based on transaction	Monthly transactions	Base points earned (1X) (Credited into your account based on your statement cycle)	Bonus points earned (9X) (Reflected in your statement by the last day of the second calendar month)
Purchase of air tickets online	10X	SGD900	900	8,100 (900 x 9)
Online shopping	10X	SGD250	250	2,250 (250 x 9)
Contactless payment for groceries	1X	SGD350	350	0
Non contactless payment for dining out	1X	SGD200	200	0
HSBC 0% Instalment Plan (IPP)	0X	SGD1,000	0 Reward points	0 Reward points

Reward points you can earn
Transactions within a single calendar month	Purchase of air tickets online
Reward points eligible based on transaction	10X
Monthly transactions	SGD900
Base points earned (1X) (Credited into your account based on your statement cycle)	900
Bonus points earned (9X) (Reflected in your statement by the last day of the second calendar month)	8,100 (900 x 9)

Transactions within a single calendar month	Online shopping
Reward points eligible based on transaction	10X
Monthly transactions	SGD250
Base points earned (1X) (Credited into your account based on your statement cycle)	250
Bonus points earned (9X) (Reflected in your statement by the last day of the second calendar month)	2,250 (250 x 9)

Transactions within a single calendar month	Contactless payment for groceries
Reward points eligible based on transaction	1X
Monthly transactions	SGD350
Base points earned (1X) (Credited into your account based on your statement cycle)	350
Bonus points earned (9X) (Reflected in your statement by the last day of the second calendar month)	0

Transactions within a single calendar month	Non contactless payment for dining out
Reward points eligible based on transaction	1X
Monthly transactions	SGD200
Base points earned (1X) (Credited into your account based on your statement cycle)	200
Bonus points earned (9X) (Reflected in your statement by the last day of the second calendar month)	0

Transactions within a single calendar month	HSBC 0% Instalment Plan (IPP)
Reward points eligible based on transaction	0X
Monthly transactions	SGD1,000
Base points earned (1X) (Credited into your account based on your statement cycle)	0 Reward points
Bonus points earned (9X) (Reflected in your statement by the last day of the second calendar month)	0 Reward points

Total spend and Reward points per month and per calendar year
Time period	Transactions	Reward points earned
Monthly total	SGD2,700	1,700 Reward points* + 9,000 Reward points*
Total spend/ Total Reward points per calendar year	SGD32,400	128,400 Reward points Base points: 20,400 Reward points (1,700 x 12) Bonus points: 108,000 Reward points (9,000 x 12)

Total spend and Reward points per month and per calendar year
Time period	Monthly total
Transactions	SGD2,700
Reward points earned	1,700 Reward points* + 9,000 Reward points*

Time period	Total spend/ Total Reward points per calendar year
Transactions	SGD32,400
Reward points earned	128,400 Reward points Base points: 20,400 Reward points (1,700 x 12) Bonus points: 108,000 Reward points (9,000 x 12)

*Bonus Points are subject to a cap of 9,000 Bonus Points per calendar month, while Base Points are not subject to any cap.

Your quest for the best version of you

A conscious way of living means prioritising your health. That's right - the journey to becoming the healthiest and fittest you've ever been starts now! Need a good way to motivate yourself to get off the couch or a push to lace up your running shoes? We'll give you 10X Reward points when you make online spending with our fitness and wellness rewards partners.

Your finances at your fingertips

Want to consciously stay on top of your finances and manage your bills seamlessly? Check out all the ways you can manage your credit card and your cash:

Activate your credit card
Access your credit card details instantly
Opt to pay for big ticket purchases in monthly instalments
Offset your spending with your Reward points and get more bang for your buck
View and download up to 12 months of credit card eStatement

A few minutes and a few clicks is all you need to get your HBSC Revolution Credit Card with the HSBC Singapore app.

Important information and links

Regarding the credit card

Credit limit

Your credit limit is subject to our review and approval. It is possible that the credit limit we eventually grant you may be lower than the preferred credit limit you initially requested.

Finance charges

A finance charge is applied to the amount withdrawn from the day the transaction is posted to your account until the date the credit card payment is made in full or the next statement date, whichever is earlier.

Effective rate: 27.8% p.a. (minimum)

Minimum charge: SGD2.50

Annual Fee

We're waiving your HSBC Revolution Credit Card annual fee.

Eligibility and Documents Required

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass^*
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass^*
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass^*
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass^*
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

International Credit History

If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.

Redeem a welcome gift


Mandatory qualifying criteria	New HSBC cardholder	Existing HSBC cardholder
Provide marketing consent in the application form and must not revoke the consent at the time of gift fulfilment
Spend at least SGD500 in qualifying transactions within the qualifying spend period
Did not cancel an existing HSBC card within last 12 months
Existing credit card must be issued 12 months or earlier	N/A
Must not hold any HSBC credit card		N/A


Mandatory qualifying criteria	Provide marketing consent in the application form and must not revoke the consent at the time of gift fulfilment
New HSBC cardholder
Existing HSBC cardholder

Mandatory qualifying criteria	Spend at least SGD500 in qualifying transactions within the qualifying spend period
New HSBC cardholder
Existing HSBC cardholder

Mandatory qualifying criteria	Did not cancel an existing HSBC card within last 12 months
New HSBC cardholder
Existing HSBC cardholder

Mandatory qualifying criteria	Existing credit card must be issued 12 months or earlier
New HSBC cardholder	N/A
Existing HSBC cardholder

Mandatory qualifying criteria	Must not hold any HSBC credit card
New HSBC cardholder
Existing HSBC cardholder	N/A

²Note: Selecting a gift below does not guarantee your eligibility, all welcome gifts are subject to the Bank’s qualifying criteria.

New HSBC cardholder

You can select one of the following*:

Samsonite ZELTUS 69cm Spinner Exp with built-in scale, worth SGD680

Apply now and get luggage This link will open in a new window

OR SGD200 cashback

Apply now and get SGD200 cashback This link will open in a new window

Existing HSBC cardholder

You'll still be eligible to receive SGD50 cashback when you consent to our marketing communications.

T&Cs apply.

Apply now and get SGD50 cashback This link will open in a new window

Contact us

Interested to apply for a HSBC credit card that suits your lifestyle? Our credit card sales consultant will be in touch you within 3 working days.

Apply with our consultant to leave us your details.

Continue your application

Resume your application via the link in the SMS and/or email we have sent to you. To receive the link again, call us at 1800 4722 669.

Upload your supporting documents on the document upload page

Get a supplementary card

Share the privileges, benefits and convenience of HSBC credit cards with your loved ones.

Earn Reward points for all spending charged to your supplementary cards
Apply for up to 5 supplementary cards, with no annual credit card fees
Supplementary cardholders must be at least 18 years old

Terms and conditions apply.

Apply for a supplementary credit card

Frequently asked questions

Online purchases refer to all posted qualified retail transactions made via the internet, either done locally or abroad, for the purchase of goods or services provided by any merchants. This includes credential-on-file payments that require you to store your credit card information with a merchant or payment facilitator to make future purchases.

Terms and conditions apply on qualifying transactions. Click here for more details.

Online transactions that fall within the list of Merchant Category Codes (MCC) below would qualify for 10x Reward points.

Merchant Category Codes
Category	Merchant Category Codes (MCC)
Travel related merchants	3000 to 3350, 3351 to 3500, 3501 to 3999, 4411, 4511
Department stores and retail stores	4816, 5045, 5262, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5732 to 5735, 5912, 5942, 5944 to 5949, 5964 to 5970, 5992, 5999
Dining excluding hotel dining	5441, 5462, 5811, 5812, 5813
Others, such as transportation and membership clubs	4121, 7997

Merchant Category Codes
Category	Travel related merchants
Merchant Category Codes (MCC)	3000 to 3350, 3351 to 3500, 3501 to 3999, 4411, 4511

Category	Department stores and retail stores
Merchant Category Codes (MCC)	4816, 5045, 5262, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5732 to 5735, 5912, 5942, 5944 to 5949, 5964 to 5970, 5992, 5999

Category	Dining excluding hotel dining
Merchant Category Codes (MCC)	5441, 5462, 5811, 5812, 5813

Category	Others, such as transportation and membership clubs
Merchant Category Codes (MCC)	4121, 7997

1X Reward point will be accorded for every dollar spent above SGD1,000 on online purchases in the month.

The 10X Reward Points earned from eligible transactions is made up of 2 parts and will be credited separately:

Base Points (1X)
Bonus Points (9X)

Base Points (1X) will be credited into your account based on your statement cycle. Bonus Points (9X) will be credited into your account by the last day of the following calendar month from the posted transaction date in your card account. Bonus Points (9X) will be reflected in your statement by the last day of the second calendar month.

For example, a SGD20 online transaction is posted on 27 February. Base Points (1X) of 20 Reward Points will credited by your next statement cycle while the Bonus Points of 180 Reward Points (9X) will be credited by 31 March.

The purchase you made is likely an excluded transaction which will not earn you any Reward points.

Such transactions include donations, quasi-cash transactions (i.e. cryptocurrency transactions), payments to education institution, cleaning, maintenance and janitorial services or insurance companies.

For the full list of excluded transactions, please refer to point 4 in the Terms and Conditions for details.

See all FAQs about HSBC Credit Cards FAQ page

HSBC credit card promotions

Petrol savings

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Get instant discounts of up to 16% off petrol at Caltex stations or 14% off at Shell stations.

ENTERTAINER with HSBC

to learn more about ENTERTAINER This link will open in a new window

Enjoy amazing 1-for-1 dining offers and more with ENTERTAINER with HSBC app.

Credit card offers

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Discover new privileges and experiences with offers on dining deals, hotel stays, retail purchases and more.

home&Away

Enjoy fabulous credit and debit card offers, no matter where in the world you may be. This link will open in a new window

Enjoy fabulous credit and debit card offers, no matter where in the world you may be.

HSBC credit card features and services

Spend Instalment Plan

Manage your finances by paying for your purchases in smaller instalments.

Credit Card balance transfer

Log on to the HSBC Singapore app now, to check out our latest promotional interest rates.

Apple Pay

Pay for your purchases in stores, on apps and online with your iPhone, Apple Watch, iPad or Macbook with one simple tap - no more having to rustle through your wallet to find your cards or cash!

Google Pay^TM

to learn more about Google pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device – there's no need to fumble for your cards or cash.

Visa payWave

If you're making a purchase below SGD200, simply wave your Visa payWave enabled credit card in front of a secured reader and you're good to go.

Virtual Card

Lighten the load on your wallet and use your credit cards virtually on your mobile phone with the HSBC Singapore app. No more worries about forgetting to take your wallet out the door!

Travel insurance

Receive complimentary travel insurance of up to SGD1 million for you and your family when you charge the full cost of your air ticket to your HSBC Revolution Credit Card. Read policy in detail and frequently asked questions.

Important notice: With effect from 1 April 2025, the complimentary Travel Insurance benefit will no longer be extended as part of your card program. You may continue to use this benefit if your trip coverage period is from now till 31 March 2025.

SimplyGo

Want to skip the chore of constantly having to top up your EZ-Link card every time it runs low? Simply tap to pay for your bus and train fares with your HSBC credit card or through Apple Pay and Google Pay. You'll even be able to kill two birds with one stone and earn 1X Reward point for every dollar you spend on public transport.

TravelSure

Plan your travels ahead and purchase HSBC’s TravelSure. Our comprehensive travel insurance offers over 50 benefits and Cancel for Any Reason (CFAR), giving you the flexibility to adjust your plans before you travel.

Use promo code ‘HSCARD24’ to enjoy additional 5% on top of prevailing public discount, valid till 30 June 2025.

T&Cs apply, view more details on TravelSure here.

Things you should know

Disclaimer

The miles shown are for illustrative purposes only, based on the redemption rate of 25,000 HSBC Reward points to 10,000 air miles from Cathay Pacific – Asia Miles in any brochures, marketing or promotional materials. Visit our full list of airlines and hotel partners' programmes' redemption rate.

^FAQs about HSBC credit cards instant approval.

^*With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.

¹Capped at 10,000 Reward points per calendar month on eligible purchases. For more details, refer to the full HSBC Revolution Credit Card's 10X Reward points programme's terms and conditions.

²To qualify for the gift, you must meet the spend requirement of SGD500 within the qualifying spend period and fulfill the conditions set out for the offer. You must also agree to receive marketing updates and promotional materials from HSBC at the time of submitting your card application and must not cancel this agreement before receiving the gift.

For details on the terms used here and more information on this promotion (such as eligibility, qualifying transactions, qualifying spending period and exclusions), refer to the terms and conditions.

Load up on 10X Reward points on your online spending

Your card benefits, in a nutshell

Get up close and personal with your HSBC Revolution Credit Card

Amp up your lifestyle with a host of rewards

Here are some fun ways you can chalk up more Reward points

Your quest for the best version of you

Your finances at your fingertips

Important information and links

Relevant documents for credit cardholders

Additional information

Eligibility and Documents Required

Singaporean/Permanent Resident

Foreigner

International Credit History

Redeem a welcome gift

Sign-up gift selection mandatory qualifying criteria (Please read carefully before selecting your gift)

You can select one of the following*:

Contact us

Already made an application?

Get a supplementary card

Frequently asked questions

What do online purchases refer to?

What are the transactions that qualify for 10X Reward points?

What happens when my total monthly spending on online purchases exceeds SGD1,000?

When will I get my 10X Reward Points?

Why did I not earn any Reward Points on my purchase?

HSBC credit card promotions

Petrol savings

ENTERTAINER with HSBC

Credit card offers

home&Away

HSBC credit card features and services

Spend Instalment Plan

Credit Card balance transfer

Apple Pay

Google PayTM

Visa payWave

Virtual Card

Travel insurance

SimplyGo

TravelSure

Things you should know

Disclaimer

Connect with us

Google Pay^TM