HSBC TravelOne Credit Card

Note: The miles shown in the table are indicative only, based on the 'Miles Calculator – Redeem Miles' by Singapore Airlines as of 4 September 2023. The miles indicated are for an entire journey for 1 passenger from Singapore and they do not include taxes, fees or any promotional discounts that may apply.

Apply using MyInfo via Singpass and save the hassle of providing supporting documents.

Alternatively, prepare the following supporting documents with your application.

• ID documents of the primary and any supplementary applicants
• income documents of the primary applicant

What documents are acceptable?

Your credit limit

Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

A finance charge will be imposed based on the amount withdrawn, from the date the transaction is posted to your account to the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 27.8% p.a. (minimum)

Minimum charge: SGD2.50

Annual fee

The annual fee is at SGD196.20 including GST, starting from the issue date, for your credit card. From the second year onwards, we'll waive the annual fee for your card if you spend more than SGD25,000 per year.

Receive 10,000 miles (in the form of 25,000 Reward points) when you pay for your annual fee from the second year onwards. The Reward points will be credited to your account within the next 2 to 3 months after the annual fee is charged to your card.

Should you wish to request for an annual fee waiver, please ensure you maintain 25,000 Reward points in your account. If you are eligible for an annual fee waiver, we'll reverse the Reward points from your account once the annual fee is waived. Else, we will not be able to grant a waiver on the annual fee.

No Reward points will be awarded if your annual fee is waived when you spend more than SGD25,000 per year.

Start enjoying your benefit

Simply use the membership number stored under 'my visits' when visiting airport lounges.

With the app, you can also view the airport lounges and restaurants available, keep track of your usage history and access many more services.

Note: Primary cardholders may use their complimentary lounge visits to redeem free meals at selected airport restaurants.

Terms and conditions apply.

Check out Mastercard Travel Pass