Everyday Global Debit Card | Multi-currency

HSBC SG
Debit card
Everyday Global Debit Card

What can you do with this debit card?

Enjoy $0 fee in 10 currencies for your retail purchase and cash withdrawal ^1,2
Manage funds from your Everyday Global Account and convert currencies at your preferred rate online
Make contactless payments through Visa payWave and withdraw cash at millions of touch points globally
Make secure purchases with Apple Pay anytime, anywhere

Apply now

Existing customer with other deposit account

Log on and apply Log on to online banking and apply

New customer

Leave your details for further contact. This link will open in a new window

Promotions

Agoda

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Extra 10% off hotel bookings on our dedicated Agoda × HSBC website

Valid until 31 December 2024

Expedia

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8% off hotel bookings on our dedicated Expedia × HSBC website

Valid until 31 Dec 2024

NETS x Challenger Promotion

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Enjoy SGD20 off with a minimum spend of SGD200, or SGD10 off with a minimum spend of SGD100 on all participating products from Jabra, JBL, Harman Kardon, Marshall, Sennheiser and Sony with NETS.

Participating outlets : All Challenger outlets

Validity Period: 1 Aug 2024 - 31 Aug 2025

Get a free NETS Prepaid Card (worth SGD5) when you spend a minimum of SGD40 with NETS.

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Get a free NETS Prepaid Card (worth SGD5) when you spend a minimum of SGD40 with NETS.

Participating outlets: All popular outlets except stores at ITE Headquarters, ITE College Central at Ang Mo Kio and Singapore Management University (SMU).

Validity Period: 2 Aug 2024 - 31 Aug 2025

Osaka e-Pass x Visa Promotion

Save 10% on Osaka e-Pass through the Discover Osaka application with your Visa card.

With Osaka e-Pass, you can enjoy free admission to over 25 popular spots such as Tsutenkaku Tower, Umeda Sky Building Floating Garden Observation Deck, and Tombori River Cruise with just one QR code.

Validity Period: 30 Jun 2024 - 30 Jun 2025

GetTransfer.com

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10% off chauffeured car rental price on our dedicated GetTransfer x HSBC website

Valid until 31 Dec 2024

Various exclusive tourist benefits

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HSBC cardholders can enjoy various exclusive tourist benefits at Lotte Duty Free, including:

USD7 off when you spend USD100 or more on Lotte Duty Free's online store

Explore Hong Kong with HSBC Visa Debit Card:
Merchant	Offer description	Validity period
Sasa	Enjoy 5% off upon spending HKD/MOP380 (single net purchase) or above on selected brands.	Till 31 Dec 2024
Lukfook Jewellery	Enjoy 8% discount upon purchase of any diamond, natural fei cui (jadeite), gemstones, pearl or karat gold items.	Till 31 Dec 2024
Soundwill Plaza and Soundwill Plaza II - Midtown	When spend HKD1,500, you can earn both: A HKD50 Dining and Lifestyle voucher (use upon HKD100) A HKD100 Dining e-voucher (use upon HKD600)	Till 31 Dec 2024
The Mira Hotel HK	Enjoy 15% discount on dining: Lunch buffet, dinner buffet and brunch at Yamm À la carte food and beverages menu at COCO and Vibes À la carte food and beverage menu (exclude bottle wine) for lunch and dinner at Cuisine Cuisine À la carte food and beverage menu (exclude bottle wine) for lunch and dinner at Whisk	Till 31 Dec 2024
Mira Moon	Enjoy 15% off on à la carte food and beverages menu for lunch and dinner and set menu (excluded bottle wine) at Supergiant.	Till 31 Dec 2024
Yakiniku Jumbo	Enjoy up to 10% off	Till 31 Dec 2024
Sushi Taka	Enjoy up to 10% off	Till 31 Dec 2024

Explore Hong Kong with HSBC Visa Debit Card:
Merchant	Sasa
Offer description	Enjoy 5% off upon spending HKD/MOP380 (single net purchase) or above on selected brands.
Validity period	Till 31 Dec 2024

Merchant	Lukfook Jewellery
Offer description	Enjoy 8% discount upon purchase of any diamond, natural fei cui (jadeite), gemstones, pearl or karat gold items.
Validity period	Till 31 Dec 2024

Merchant	Soundwill Plaza and Soundwill Plaza II - Midtown
Offer description	When spend HKD1,500, you can earn both: A HKD50 Dining and Lifestyle voucher (use upon HKD100) A HKD100 Dining e-voucher (use upon HKD600)
Validity period	Till 31 Dec 2024

Merchant	The Mira Hotel HK
Offer description	Enjoy 15% discount on dining: Lunch buffet, dinner buffet and brunch at Yamm À la carte food and beverages menu at COCO and Vibes À la carte food and beverage menu (exclude bottle wine) for lunch and dinner at Cuisine Cuisine À la carte food and beverage menu (exclude bottle wine) for lunch and dinner at Whisk
Validity period	Till 31 Dec 2024

Merchant	Mira Moon
Offer description	Enjoy 15% off on à la carte food and beverages menu for lunch and dinner and set menu (excluded bottle wine) at Supergiant.
Validity period	Till 31 Dec 2024

Merchant	Yakiniku Jumbo
Offer description	Enjoy up to 10% off
Validity period	Till 31 Dec 2024

Merchant	Sushi Taka
Offer description	Enjoy up to 10% off
Validity period	Till 31 Dec 2024

Explore Australia with HSBC Visa Debit Card:
Merchant	Offer description	Validity period
Peninsula Hot Springs, Victoria	Save 14% on a private sanctuary and bathing experience	Till 23 Oct 2024
Bruny Island, Tasmania	Save 20% on a 2-night wellness escape	Till 2 Nov 2024
Sequoia, South Australia	Save 9% on a luxury stay	Till 23 Oct 2024
Smiths Beach, Western Australia	Save 44% on a midweek stay at an ocean view apartment	Till 23 Oct 2024
Back Country Bliss Adventures, Queensland	Save 22% on snorkel tour	Till 23 Oct 2024
Bike About, South Australia	Save 6% on a Breakfast with Giraffes EBike Monarto Safari Tour	Till 23 Oct 2024

Explore Australia with HSBC Visa Debit Card:
Merchant	Peninsula Hot Springs, Victoria
Offer description	Save 14% on a private sanctuary and bathing experience
Validity period	Till 23 Oct 2024

Merchant	Bruny Island, Tasmania
Offer description	Save 20% on a 2-night wellness escape
Validity period	Till 2 Nov 2024

Merchant	Sequoia, South Australia
Offer description	Save 9% on a luxury stay
Validity period	Till 23 Oct 2024

Merchant	Smiths Beach, Western Australia
Offer description	Save 44% on a midweek stay at an ocean view apartment
Validity period	Till 23 Oct 2024

Merchant	Back Country Bliss Adventures, Queensland
Offer description	Save 22% on snorkel tour
Validity period	Till 23 Oct 2024

Merchant	Bike About, South Australia
Offer description	Save 6% on a Breakfast with Giraffes EBike Monarto Safari Tour
Validity period	Till 23 Oct 2024

More card benefits for your local and global use

Apple Pay

Make secure purchases in stores, apps and on the web with your iPhone, Apple Watch, iPad and Mac.

Visa

Sign or wave to pay for your transactions at over millions of touchpoints globally.

NETS

Pay for your local purchases at over 100,000 acceptance points using PIN or tap.

Apple Pay

Make secure purchases in stores, apps and on the web with your iPhone, Apple Watch, iPad and Mac.

Visa

Sign or wave to pay for your transactions at over millions of touchpoints globally.

NETS

Pay for your local purchases at over 100,000 acceptance points using PIN or tap.

Access to cash

Withdraw cash from HSBC ATMs, HSBC branches, and through the atm5 network (participating banks: Citibank, Maybank, Standard Chartered Bank, Bank of China, and State Bank of India) in Singapore, as well as over a million ATMs on the HSBC and PLUS networks worldwide.

More places to withdraw cash with QuickCash

Get cash from over 600 locations like 7-Eleven, Cold Storage, Guardian and more. No interest or service fee is imposed.

QuickCash Withdrawal limits^*

QuickCash allows you to withdraw between S$10 and S$500 (in multiples of S$10) per transaction^**

^*Cash withdrawal limits are subject to cash availability at Dairy Farm Group of stores in Singapore and other applicable limits set by the Bank, which are subject to change at the Bank’s sole discretion.

^**Minimum withdrawal amount of S$10 to a maximum of S$200 at 7-Eleven or a minimum withdrawal amount of S$50 to a maximum of S$300 at Guardian or S$500 at other participating outlets.

Authentication measures

The EMV microchip on your Debit Card authenticates transactions and reduces the chances of fraudulent card usage through skimming of the magnetic stripe.

Verified by Visa One-Time Password

Shop online with peace of mind and safeguard your finances with this added security measure.

SMS alert

While using your Debit Card, you will be informed via an SMS alert+ each time a transaction is performed and approved above your pre-set threshold.

Card protection

In the event of loss or theft of your Debit Card, your card is protected with limited liability.

Real-time fraud monitoring

If any suspicious or unusual card transaction is detected by HSBC, we will notify you immediately.

Make use of your Everyday Global Account now by converting currencies at real-time or at your preferred rate. HSBC offers various options for you to do a currency conversion.

FX Order Watch

Set your own target FX rate to convert funds automatically. Plus, get alerts when your designated FX rate is reached.

Find out more about HSBC order watch

FX GetRate

GetRate offers you real-time foreign exchange rates before you make a transfer.

Make a transfer to logon to Internet Banking

Learn more: How to use your travel debit card while overseas

Debit card activation

Once you have received your debit card, you can easily activate it through the HSBC Singapore mobile app.

Log on to the HSBC Singapore mobile app.
Select account from the 'Home' screen.
Tap on 'Manage cards'.
Tap on 'Activate physical card'.

Reset PIN

Easily reset your debit card PIN through the HSBC Singapore mobile app

Log on to HSBC Singapore mobile app, then select the account linked to your debit card.
Tap on ‘Manage cards’, then on ‘Set PIN’.
Enter your new 6-digit PIN and confirm.

You can use your new PIN right away.

For security reasons, set PIN service on HSBC Singapore mobile app will not be available during the cooling off period, ie first 12 hours after you have set up a new Digital Secure Key.

Block/Unblock card

You can temporarily block and unblock your debit card via HSBC Singapore app. This comes in handy if you ever lose your card and want to block it until it's found

Log on to HSBC Singapore app, then select the account linked to your debit card
Tap on 'Manage cards'
To block the card, toggle on 'Block card temporarily'. To unblock the card, toggle off 'Block card temporarily'

Real-time transaction

See information in real time for your debit card transactions on the HSBC Singapore app.

Log on to HSBC Singapore app, then select the account linked to your debit card.
Go to 'Transaction history' to see a list of your pending and posted transactions.

Lost, stolen and replace card

Securely report lost or stolen cards and request a replacement instantly through our HSBC Singapore mobile app.

Log on to HSBC Singapore mobile app, then select the account linked to your debit card.
Tap on ‘Manage cards’, then tap on ‘Report lost or stolen card’.
Select the card you want to report.
Tap on confirm.

How does this outweigh other cards?

Taking below illustration, transacting with the Everyday Global Debit Card gives you more benefits than other credit cards. Assuming you spend £18,000 in a year:

Types of Card

Everyday Global Debit Card

Other cards

Spend amount

£18,000

Foreign exchange rate

1.7499³

1.8188⁴

SGD equivalent

SGD31,499.08

SGD32,739.12

Benefits

Savings of SGD1,240.04

Taking below illustration, transacting with the Everyday Global Debit Card gives you more benefits than other credit cards. Assuming you spend £18,000 in a year:

Types of Card

Spend amount

Everyday Global Debit Card

£18,000

Other cards

£18,000

Types of Card

Foreign exchange rate

Everyday Global Debit Card

1.7499³

Other cards

1.8188⁴

Types of Card

SGD equivalent

Everyday Global Debit Card

SGD31,499.08

Other cards

SGD32,739.12

Types of Card

Benefits

Everyday Global Debit Card

Savings of SGD1,240.04

Other cards

Ready to apply?

Existing customer with other deposit account

You can apply for the Everyday Global Account (EGA) and Debit Card with your internet banking access.

Log on and apply now

Existing EGA customer

Have an EGA but without EGA debit card?

Simply get in touch via:

HSBC Personal Banking: 1800 4722 669 or (65) 6472 2669 (overseas)
HSBC Premier: 1800 227 8889 or (65) 6227 8889 (overseas)
Visit any of our HSBC Singapore branches and your debit card will be mailed to you.

New to HSBC

Leave us your contact details and we will be in touch with you. Otherwise, please visit any HSBC branches islandwide to open your EGA with the Debit Card.

Leave your details This link will open in a new window

Frequently asked questions

Simply log on to the HSBC Singapore app, select 'Account' from home screen, tap on 'Manage cards' and then toggle on 'Block card temporarily' to block the debit card.

Simply log on to the HSBC Singapore app, select 'Account' from home screen, tap on 'Manage cards' and then toggle off 'Block card temporarily' to unblock the debit card.

Activate your card prior to your first use and before you travel each time by calling 1800 227 8889 or (65) 6227 8889 if you are overseas, to enjoy the features and benefits of your new HSBC Everyday Global Debit Card.

No, there is no annual card fee. The HSBC Everyday Global Debit Card is extended to you for free.

Yes, simply fund your HSBC Everyday Global Account with the foreign currencies that you intend to spend and transact with your HSBC Everyday Global Debit Card. We will deduct the same transacted amount from your account without any FX fee.

Do ensure you are transacting in the supported foreign currencies by checking with the merchant before purchase and maintain sufficient balance in the respective foreign currency to enjoy no FX fee for your purchases and cash withdrawal. Please note that Renminbi (RMB) is not supported for card spends and cash withdrawal.

Yes. We will convert your overseas transaction amount using a prevailing rate that the bank determines and bill you in Singapore dollar currency. However, if you do not have sufficient Singapore dollar balance, we will decline the transaction.

It is recommended that you keep sufficient foreign currency balance to enjoy zero FX fees for your debit card transactions. You may login to HSBC Singapore app to check your balances or transfer funds on the go.

Simply log on to your HSBC Singapore app, select account from the 'Home' screen, tap on 'Manage cards' and then tap on 'Activate physical card' to complete the activation of the debit card.

A 'pending transaction' is a card transaction you authorised on your debit card recently, but which the merchant hasn't submitted to us yet. Your available balance will be 'on hold' for the transaction. If the merchant doesn't submit the pending transaction in 21 days, it will be dropped from the account. For foreign currency transactions, the amount stated is indicative. That means the actual amount charged to your card in Singapore dollars may differ. This is due to a difference in the foreign exchange rate at the time of conversion. Plus, you may be charged an administrative fee for foreign currency transactions.

You can see your pending transactions via mobile banking. Simply follow these steps:

Log on to HSBC Singapore app, then select the account linked to your debit card.
Go to 'Transaction history' to see a list of your pending and posted transactions.

Log on to HSBC Singapore app and report your card as lost or stolen immediately.

Follow these steps to report your debit card as lost or stolen:

Log on to HSBC Singapore mobile app, then select the account linked to your debit card.
Tap on 'Manage cards', then 'Report lost or stolen card'.
Select the card you want to report.
Tap on confirm.

Once your debit card has been reported lost or stolen, we'll block it immediately and issue you a replacement card.

If the delivery address reflected on HSBC Singapore app is not correct then please temporarily block your cards on the app and submit your updated address via HSBC Online Banking. After your address has been updated, you can continue to submit the lost/stolen card request on the app. Or, you can call us on 1800-HSBC NOW (4722 669) from Singapore or (65) 64722 669 from overseas.

Log on to HSBC Singapore app and report your card as lost or stolen immediately.

Follow these steps to report your debit card as lost or stolen:

Log on to HSBC Singapore mobile app, then select the account linked to your debit card.
Tap on ‘Manage cards’, then tap on ‘Report lost or stolen card’.
Select the card you want to report.
Tap on confirm.

Once your debit card has been reported lost or stolen, we'll block it immediately and issue you a replacement card.

Read full FAQ about Everyday Global Accounts

Things you should know

Removal of NETS FlashPay feature on HSBC debit cards: HSBC debit cards that are issued from 14 December 2020 onwards will not have the NETS FlashPay feature. If you are holding on to an existing HSBC debit card, you may continue to use it. Learn more here.

SGD5 if the average daily balance falls below minimum balance of SGD2,000 or its equivalent
No annual card fee applies

Remember, you need to activate your debit card before you can use it. You can do this by calling 1800-HSBC NOW (1800-4722 669) or (65) 64722 669 if you are overseas. Press '*', then '4' for card activation.

In some situation, the merchant may process your transaction and bill you in another currency other than the original transaction currency.
Please review the currency and billing amount in the merchant's check out section or invoice prior to accepting the transaction.

If you do not have sufficient foreign currencies to complete the transactions, we will convert at prevailing rate as determined by the bank and bill you in Singapore dollar. Assuming you have charged GBP18,000 to your debit card on 23 Nov 2018 without sufficient balance in your GBP Everyday Global Account, you will be billed indicatively SGD32,455.80 in your SGD Everyday Global Account. This is based on prevailing HSBC Board Exchange Rate of SGD-GBP 1.8031 on 23 Nov 2018.
There may be a gain or loss when you convert foreign currency. Eligible Customers are advised to make independent judgment with respect to any matter contained herein. The Bank shall not be liable for any delay in effecting such conversion, instruction or transactions.
Renminbi (RMB) is not available for debit card payment and cash withdrawal. Withdrawals from any RMB Account shall be by way of foreign exchange conversion into non-RMB denominated currency(ies) only.

Forms

Debit Card PIN replacement, Limit change and Account linkage request form (PDF) Download

Terms and Conditions

Fees and Charges (PDF) Download

Disclaimer

¹Applies to successful retail purchase, online shopping and cash withdrawal made via the 10 supported currencies. RMB is not supported for card spend and cash withdrawal. If you do not have sufficient foreign currencies to complete the transactions, we will convert the transaction at a prevailing rate as determined by the bank and bill you in Singapore dollar.

²HSBC Premier Everyday Global Debit Card Cardholders enjoy $0 HSBC ATM fees for overseas cash withdrawals across all ATMs worldwide.

HSBC Personal Banking Everyday Global Debit Card Cardholders enjoy $0 HSBC ATM fees for overseas cash withdrawal at all HSBC ATMs except in Argentina, France, Brazil, Greece, Malta, Mexico, New Zealand and Turkey.

HSBC Fees apply for cash withdrawals at non HSBC ATMs. Please note that for all customers, fees may be applied by the 3rd party banks for cash withdrawals at non-HSBC ATMs worldwide.

³This is the indicative foreign exchange rate HSBC uses to convert SGD into GBP via HSBC Singapore app, as of 4 June 2019.

⁴Average exchange rate from relevant card scheme associations, with 2.5% administration fee applied.

⁵When you apply for more than one SGD current and savings account which includes the Everyday Global Account, only the Everyday Global Debit Card will be issued, and the remaining current and savings accounts opened will be linked as secondary accounts to the Everyday Global Debit Card.

Debit card purchases will be from the primary account linked to your card i.e. the Everyday Global Account. For ATM withdrawals, you can choose between your primary account or any secondary accounts (up to 2 accounts) linked to the card. Secondary accounts can be current or savings accounts. Please note at non HSBC ATMs locally or overseas, if you have linked 2 or more accounts of the same type you may not be able to select the subsequent account, subject to the acquiring bank ATM setup.

deposit-insurance-scheme

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

HSBC Everyday Global Debit Card

What can you do with this debit card?

Apply now

Promotions

Agoda

Expedia

NETS x Challenger Promotion

Get a free NETS Prepaid Card (worth SGD5) when you spend a minimum of SGD40 with NETS.

Osaka e-Pass x Visa Promotion

GetTransfer.com

Various exclusive tourist benefits

Explore Hong Kong with HSBC Visa Debit Card

Explore Australia with HSBC Visa Debit Card

More card benefits for your local and global use

Go cashless

Access your funds easily

Transact securely

Convert currencies in real time

Manage cards via mobile app

How does this outweigh other cards?

Ready to apply?

Existing customer with other deposit account

Existing EGA customer

New to HSBC

Frequently asked questions

How can I block my debit card via the HSBC Singapore app?

How can I unblock my debit card via the HSBC Singapore app?

How do I use my new HSBC Everyday Global Debit Card? Is there an annual card fee?

Do I get to enjoy no FX fee on my overseas purchases and cash withdrawal?

Can I use my HSBC Everyday Global Debit Card if I have insufficient foreign currency balance?

How can I activate my debit card via the HSBC Singapore mobile app?

What types of debit cards can be activated via the HSBC Singapore mobile app?

What's a 'pending transaction', as shown in my transaction history?

Where can I see my pending transactions?

My debit card has been lost or stolen, what should I do?

How do I report my debit card as lost or stolen and order a replacement?

Things you should know

Fees and charges

Things to note about card activation and usage

Useful documents

Disclaimer

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