Life
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Sapphire Prestige Income II
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Enjoy a lifetime of regular income
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Replacement of life insured
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Flexible premium term
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Unemployment support benefit
![Father and son having good time on the boat.](/content/dam/hsbc/sg/images/insurance/16-9/9686-great-seal-2560x1440.jpg)
Jade Legacy Universal Life Plans
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Provide more for your legacy without compromising your retirement lifestyle
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Build a stronger foundation for your future generations with multi-generational planning
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Grow your cash value with guaranteed interest rate lock option and exclusive loyalty bonus
![Father and son having good time on the boat.](/content/dam/hsbc/sg/images/insurance/16-9/8921-family-skiing-2560x1440.jpg)
Emerald Legacy Life III
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Whole of Life Coverage
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Replacement of Life Insured
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Quit Smoking Incentive to help you live healthier
![A woman runs after a man.](/content/dam/hsbc/sg/images/16-9/man-woman-exercising.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
ValueLife Insurance
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Enjoy potential cost savings as your responsibilities in life evolve
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Guaranteed lifetime protection with a limited premium paying term
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Guaranteed refund of premiums
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Guaranteed maturity benefit
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Term Protect Advantage
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Affordable protection coverage
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Flexible premium and policy term
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Guaranteed surrender value
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Boost your coverage with Guaranteed Insurability Option (GIO)
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Convertibility benefit
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Unemployment support benefit
Savings
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Wealth Builder
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Build wealth through long-term accumulation
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Flexibility to build the plan according to your preference
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Policy continuity to ensure the cash value keeps growing
![A man paddling kayak through river](/content/dam/hsbc/sg/images/insurance/16-9/man-paddling-kayak-through-river-pwsimg-2884.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Retirement Income II
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Full flexibility, retire on your own terms
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Secure your retirement plan with in-built benefits
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Additional income in the event of unexpected illnesses
![A girl enjoying piggyback ride on father](/content/dam/hsbc/sg/images/insurance/16-9/piggyback-ride-on-father-hero-pwsimg-2884.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Savings Protector II
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Protecting your commitments
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Guarantee capital even during market downturn
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Flexibility to meet your goals
![A grandfather and grandson are playing football.](/content/dam/hsbc/sg/images/insurance/16-9/businessman-using-computer-pwsimg-4892.jpg)
Goal Builder
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Optimise wealth growth with a range of funds and unlimited fund switching
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Enjoy peace of mind with lifelong protection
Lifestyle
![A couple is looking at a map on train.](/content/dam/hsbc/sg/images/insurance/16-9/airport-lounge-pwsimg-6568.jpg)
Travel insurance
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Be covered up to SGD1,000,000 for overseas medical expenses
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Reimbursement for the charges incurred for change of traveller
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Pays for additional administrative and travel expenses incurred due to delayed departure
![A couple is looking at a map on train.](/content/dam/hsbc/sg/images/international/articles/4-3/father-daughter-coffee-time.jpg)
Home contents insurance
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Up to SGD300,000 for renovations, movable household items and personal belongings
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Optional coverage for your building for all-round protection of your home
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Access to MSIG's 24-hour hotline for home emergency services
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Car insurance
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Up to SGD100,000 of car loan benefits for any outstanding car loan if the policyholder dies in a car accident
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Get a new replacement if your original car becomes irreparable after an accident and is less than 12 months old
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Faster approval for simple repairs with MSIG's Video Interaction Technology
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Overseas study insurance
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Policy is now enhanced to cover medical expenses up to SGD50,000 resulting from COVID-19
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Covers your hospitalisation expenses up to SGD50,000 and outpatient expenses up to SGD5,000 following an illness or accidental injury
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Your tuition fees is covered up to SGD30,000 if your sponsor passes away or suffers from permanent total disability from an accident
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Pays for your pre-paid course fees should your studies be interrupted by illness or injury
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Cancer insurance
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Get SGD100,000 paid in full if the insured person is diagnosed with a major cancer
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Receive a SGD50,000 payout if the insured person is diagnosed with early-stage cancer
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Foreign domestic worker insurance
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Pays up to SGD120,000 for your foreign domestic worker's hospitalisation and surgical expenses
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Covers up to SGD3,000 for medical expenses such as dental treatment, traditional Chinese medicine (TCM), and dengue fever
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Covers up to SGD1,800 of your foreign domestic worker's wages and levy for up to 60 days in the event of hospitalisation
Health
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International Health Insurance
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Hospital charges incurred during an in-patient hospital stay are covered, giving you peace of mind throughout your hospital treatment
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Out-patient benefits including cover for general practitioner and specialist consultations, prescribed drugs and dressings and necessary diagnostic tests, and vaccinations up to the limits shown
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Depending on where in the world you reside, travel to or wish to receive treatment, there are 3 geographical areas of cover designed to suit your needs: Asia, Worldwide excluding USA, and Worldwide
![A kid visits doctor with her mother.](/content/dam/hsbc/sg/images/16-9/doctor-mother-girl.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Health Insurance
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Reimburses you in full up to the annual limit for all your eligible expenses
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We also go the extra mile to give you a wider range of benefits