Choose between a fixed or a flexible repayment plan
Fixed repayment
Convert your available credit limit into a fixed instalment plan.
- No documentation required (for existing Personal Line of Credit customers)
- Affordable fixed monthly repayments
- Loan tenor of up to 7 years
Get rewarded with up to SGD3,100 in cashback and promotional interest rate from 3.2% p.a. (EIR 6% p.a.) with no processing fee.
If you do not have an existing HSBC Personal Line of Credit
Flexible repayment
Get convenient access to cash available whenever you need.
- Low interest rates from 12% per annum
- Flexible repayments, and pay only for what you use
Whether it's to finance your personal goals or pay off outstanding credit card bills, take advantage of our limited period promotional interest rates.
- 0% interest for 6 months
- Flexible repayment of as low as 3% of outstanding balance, of SGD15, whichever is higher
- No early repayment fee
Existing to HSBC Personal Line of Credit?
If you do not have an existing HSBC Personal Line of Credit