Start your journey to your ideal home
Whether you're a first-time home buyer or looking to refinance your existing loan, we're here to help you find a home loan package that's right for you.
HSBC Home Loan benefits
Choose your ideal interest rate package
- Fixed interest ratesEnjoy financial stability by fixing the interest rate on your loan for the first 2 or 3 years.
- Floating interest ratesChoose a 1-month or 3-month Compounded SORA (Singapore Overnight Rate Average) as your interest rate benchmark.
- Combine fixed and floating interest ratesEnjoy both financial stability and flexibility by having part of your loan under a fixed rate, and the remainder pegged to a floating rate.
Explore our exclusive home loan offers
Introduce your family and friends to HSBC Home Loans
From 1 January 2024 to 31 December 2024, get up to SGD1,200 cash credit when you refer your friends or family to take up an HSBC home loan.
- Get SGD400 cash credit for loan amount of SGD200,000 to below SGD800,000.
- Get SGD800 cash credit for loan amount of SGD800,000 to below SGD1,500,000.
- Get SGD1,200 cash credit for loan amount of SGD1,500,000 and above.
Green Mortgage
For properties with a valid Green Mark GoldPLUS or above award
Check if your property has a valid Green Mark award[@green-mark-award] by visiting the Green Mark buildings directory, or by getting in touch with our Mortgage Specialists.
You can enjoy an evergreen waiver of the conversion fee for repricing.
Safeguard and protect your home
With HSBC Group Mortgage Protector, enjoy affordable death, total and permanent disability and terminal illness coverage to protect your family if the unexpected happens.
What would you like to do?
Apply now
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