Enjoy the convenience in maintaining the balances in your HSBC Current/Savings accounts with HSBC Personal Line of Credit!
Features & Benefits
- Top up your HSBC Current/Savings accounts automatically with your HSBC Personal Line of Credit when the account balance falls below a minimum balance pre-determined by you, no fees charged!
- Link up to 10 HSBC Current/Savings accounts to your HSBC Personal Line of Credit.
- Minimize failed debit transactions on your HSBC Current/Savings account such as GIRO, returned cheques, declined Debit Card transactions.
How does it work?
- Indicate the Current/Savings account(s) you wish to link up with your HSBC Personal Line of Credit.
- Determine the minimum balance you wish to maintain in the Current/Savings account(s).
- When the balance in your Current/Savings account(s) falls below the minimum balance, HSBC Personal Line of Credit will auto top-up the account(s) to the minimum balance amount.
Illustration
| Account Information |
Before Top-Up |
After Top-Up |
Remarks |
|---|---|---|---|
| Ledger Balance in your HSBC Current/Savings Account |
S$200 |
S$500 |
The balance in your HSBC Current/Savings account is topped up by S$300 to S$500 |
| Available Credit Limit in your HSBC Personal Line of Credit |
S$5,000 |
S$4,700 |
The available credit limit on your HSBC Personal Line of Credit is reduced by S$300 to top up the HSBC Current/Savings account |
| Account Information |
Ledger Balance in your HSBC Current/Savings Account |
|---|---|
| Before Top-Up |
S$200 |
| After Top-Up |
S$500 |
| Remarks |
The balance in your HSBC Current/Savings account is topped up by S$300 to S$500 |
| Account Information |
Available Credit Limit in your HSBC Personal Line of Credit |
| Before Top-Up |
S$5,000 |
| After Top-Up |
S$4,700 |
| Remarks |
The available credit limit on your HSBC Personal Line of Credit is reduced by S$300 to top up the HSBC Current/Savings account |
Apply now for a HSBC Personal Line of Credit Auto Top-up
Apply online
To apply, complete the Form and mail it back to us at:
HSBC Bank (Singapore) Limited
Service Delivery - Banking Services
(Payments - PLOC Auto Top-up application)
Robinson Road P.O. Box 896
Singapore 901746