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Personal banking

Everything you need to make the most of your money and live your best life.

A world of banking benefits awaits

Banking that rewards you and helps you seize investment opportunities to grow your wealth, and more.

Get started today by opening an HSBC Everyday Global Account.

You might be eligible for below

- Personal Banking welcome rewards - sign up for an HSBC Everyday Global Account and get up to SGD600 or 30,000 KrisFlyer miles and more when you bank, spend and invest with us. Learn more.

- Insurance birthday campaign - it’s your birthday month? Review your finances with us and redeem a SGD30 GrabGifts e-voucher. Learn more.

Everyday Global Account (EGA) benefits

No fees, no fuss

Shop and withdraw cash in 10 currencies at $0 fees

Transfers made easy

Send money internationally with the HSBC Global Money Transfers

Banking that rewards you

Unlock more benefits with HSBC Everyday+ Rewards Programme[@everydayplus-bonus-interest-promotion]

Bundle up for even more perks

Fresh fund reward

Complete all 3 steps to receive up to SGD500 or 25,000 KrisFlyer miles rewards.

  • Step 1: Successfully open an HSBC Everyday Global Account on HSBC Singapore app and opt-in marketing consent
  • Step 2: Deposit a Minimum Incremental Fresh Funds of SGD50,000 (or foreign currency equivalent) within the month of account opening and maintain the applicable minimum amount over a 3-month Maintenance Period
  • Step 3: Complete a Risk Profiling Questionnaire

     

    - Log on to the HSBC Singapore app

    - Select 'Document Centre' under 'Wealth'

    - Choose 'Complete Forms' and tap 'Risk Profiling Questionnaire'

    - Tap 'Update' to complete

Additional welcome rewards

Enjoy up to SGD100 or 5,000 KrisFlyer miles when you:

  • Register for PayNow and link it to your EGA account – Receive SGD50 or 2,500 KrisFlyer miles
  • Activate your EGA debit card and make 7 purchases – Receive SGD50 or 2,500 KrisFlyer miles

Ready to start investing with us?

Receive up to SGD1,000 or 12,500 KrisFlyer miles for every SGD50,000 (or foreign currency equivalent) that you invest with us.

Note: This is based on the cumulative amount over the relevant maintenance period for each account. Qualifying amounts are accumulated across products of the same type only (i.e. Eligible Wealth Products 1 or 2).

Insurance birthday campaign

It’s your birthday month? Review your finances with us and redeem a SGD30 GrabGifts e-voucher.

Life can present many curveballs and it is essential to be protected for all that matters to you and your family. Schedule a financial planning review with our Personal Wealth Managers to assess your needs and understand our products. Plus, receive a SGD30 GrabGifts e-voucher if it’s your birthday month.

  • Click 'Contact us' below to fill in our Product Query form - select 'Insurance' under 'Your query' and fill in your details. A Personal Wealth Manager will contact you. More details.

HSBC Credit Cards

Explore a range of credit cards for all lifestyles, and enjoy instant approval with HSBC Credit Cards. Learn more about our cards.

HSBC Live+ Credit Card

- Up to 8% cashback when you dine, shop and have fun, locally and abroad.

- 15% discount at over 200 restaurants across Asia through our curated Live+ Dining Programme.

HSBC TravelOne Credit Card

- Redeem travel rewards instantly with a wide range of airline and hotel partners.

- Up to 2.4 miles (6× Reward points) per SGD spent.

- A suite of travel privileges including 4 complimentary airport lounge visits, travel insurance coverage and more.

HSBC Advance Credit Card

- Up to 2.5% cashback on local and overseas purchases.

- No minimum spend required.

HSBC Revolution Credit Card

- Up to 10× Reward points on your online spending (equivalent to 4 miles or 2.5% cashback for every SGD you spend).

- 1× Reward point per SGD spent on other purchases.

- No minimum spend required.

Achieve your wealth priorities with HSBC Future Planner

With the all-new HSBC Future Planner tool, achieving your life aspirations has never been easier. This intuitive tool is designed to help you set and achieve your aspirations one step at a time, giving you both confidence and clarity. Get started with HSBC Future Planner today via the HSBC Singapore app. 


Benefits of HSBC Future Planner

Focus on what matters most

Identify and prioritise your aspirations in order of importance, from now until retirement.

Set clear targets

Know exactly how much you need for each aspiration so you can plan accurately and take decisive next steps. 

Fulfil your goals

Transition from planning to investing digitally and watch your aspirations come to life. You may also consult our Personal Wealth Managers for further guidance.

Get started in minutes

Current HSBC banking customers

If you have an HSBC bank account, you can apply via online banking.

New to HSBC and living in Singapore?

You are eligible to apply for an Everyday Global account on the HSBC Singapore app if you currently don't have an:

  • HSBC credit card
  • HSBC bank account
  • HSBC mortgage
  • HSBC insurance

Required documents for application

You'll need the following documents on hand before you apply.

Applying via Myinfo

For foreigners applying via Myinfo, please have your physical passport ready. You'll need to upload an image of the ID page.

For Singaporeans or residents of Singapore, we recommend applying with Myinfo for faster processing. If you don't have Myinfo, you'll need to apply with HSBC EasyID.

Applying via HSBC EasyID

You'll need:

  • an original identity document — such as your Singapore NRIC, Malaysia MyKad, or your passport
  • proof of your latest address — such as a utility bill, phone bill, government-issued identity documents or bank statements — that clearly indicate your name and Singapore residential address.

If you're an HSBC customer living outside Singapore, please visit this application page.

Alternatively, you can leave us your contact details and we'll get in touch with you on your next steps.

Things you need to know

Our banking awards and accolades

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Notes

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

    This document is for information only and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. The mention of any investment product or class of investment products ('product') should not be construed as representing a recommendation to buy or sell that product, nor does it represent a forecast on future performance of the product. The information contained on this web site is intended for Singapore residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America and Canada. The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should therefore not rely on it as investment advice. Before you make any investment decision, you may wish to consult a financial adviser. In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether the investment product is suitable for you.

    Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.