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Welcome to the world of HSBC Premier Banking

Better is never down to one thing, so we provide a suite of premium products and benefits to get more out of life, in Singapore and beyond.

Open an Everyday Global Account that lets you manage up to 11 different currencies with the one account and then upgrade to PremierFootnote link 1.

What's important to you is important to us

Premier gives you more of the things you care about to make your life better.

  • Keep your health on track

    We offer a range of healthcare benefits and life protection for you and your family, providing greater peace of mind.

  • Travel in comfort and style

    We look after you and your money when you spend locally or overseas and earn up to 2 miles per dollar, complimentary travel insurance, enjoy exclusive partner offers and dedicated concierge service when you use Premier Mastercard Credit Card.

  • Putting your family first

    We provide solutions for all your familyFootnote link 2 financial needs from providing your children with international education to planning your wealth legacy together with extension of your Premier status to them across the globe when you are a qualified Premier customerFootnote link 1.

  • Bank seamlessly everywhere

    With a multi-currency accountFootnote link 3, you can hold accounts in 11 different currencies, pay with your debit card in 10 currencies and send money around the world faster and fee-freeFootnote link 4 to over 100 countries/territories with HSBC Global Money Transfers on the HSBC Singapore app.

Plan for today and tomorrow

We help you make the best choices for your family's future with access to a team of Relationship Managers, wealth experts and financial planning tools.
Learn more about Premier

Exclusive Premier rewards and offers

Enjoy a range of cash rewards, travel benefits, global discounts and lifestyle offers.

Up to SGD27,088 cash rewards plus up to 4% p.a. interest with Premier welcome rewardsFootnote link 5 Footnote link 6

Offer ends in 3 days
You'll also get up to 8.88% p.a. on your Time Deposit when you purchase an eligible insurance policies. T&Cs apply. The more you take advantage of Premier, the more we reward youFootnote link 5.

  • Travel in comfort and style

    Complimentary travel insurance, airport limousine rides, lounge access, luxury offers and our competitive FX rates, turns an ordinary trip into a trip of a lifetime.

  • Money off the things you love

    Whether you like to wine and dine, enjoy a night out or stock up on the latest technology, you have access to a range of exclusive partnership offers.

  • Global credit and debit card offers

    Our home&Away credit and debit card programme offers discounts across dining, travel, shopping and wellbeing.

  • Up to SGD4,000 cash with our Premier Referral ProgrammeFootnote link 7

    Share the benefits of Premier with family and friends and we'll pay SGD800 for each successful referralFootnote link 7.
See all rewards and offers

Discover how Premier gives you more

You can rely on us to help you get the best in life

Wherever you are in the world, Premier is designed to: make your global banking easier, enable you to spend like a local, support you in making the right choices to achieve your life aspirations, and indulge you and your family with generous offers.
Learn more about getting more

Who can apply?

You can apply for a Premier Account if you have one of the following:

  • Total relationship balance

    Maintain a total relationship balance of at least SGD200,000.

  • HSBC home loan

    Enjoy 12 months’ complimentary premier status when you take up a Singapore home loan of at least SGD1 million, or an Australian home loan of at least AUD200,000 – ask us about home loans This link will open in a new window.

  • International Premier status

    Hold HSBC Premier status in another country / region.

HSBC Premier Elite

Enjoy top-tier banking with a suite of elevated HSBC Premier offerings today.

With HSBC Premier Elite, you can enjoy even more exclusive wealth management services and privileges. It's the extra that turns the ordinary into extraordinary.

Plus, get rewards of up to SGD27,088 + 3% p.a. interest when you join us as a new HSBC Premier Elite customer. Register your interest with us to get started, and we'll call you back to make an appointment at your nearest branch. Terms and conditions apply.

Get even more benefits through our range of products

Explore our Premier range, plus other HSBC products offering preferential rates to Premier customers.
  • Enjoy elevated travel, lifestyle and dining experiences in Singapore. Exclusive to HSBC Premier customers only.
  • Seize investment opportunities on the go with the HSBC Singapore app, or with your Premier Relationship Manager.
  • Keep track of the aspirations you've set at every stage of life, all with just one tool.
  • Access easy FX solutions on mobile with real-time exchange rates, and get more discounts with our FX Loyalty Pricing programme.

Disclaimer

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Terms and conditions This link will open in a new window relating to HSBC Premier Account apply (valid until 30 March 2025).

Terms and conditions This link will open in a new window relating to HSBC Premier Account apply (effective from 31 March 2025)

Notes

  1. To qualify for HSBC Premier, you must keep a minimum Total Relationship Balance (TRB) of SGD200,000 (or its equivalent in foreign currencies).
  2. Applies only to individuals aged 18 years and above.
  3. Terms and conditions relating to HSBC Account User Agreement apply. This account does not support cheque book facilities.

  4. Most transfers are fee-free but some intermediary banks may charge fees. You can see an estimate of the applicable fees when you review your transfer. The actual amount is subject to the intermediary bank and will be debited within 7 days after you've confirmed your transfer.

    Some banks may charge for incoming international transfers. Your payees will need to check with their banks on these charges as they vary and will be debited from the payee's account. We are unable to advise you on the fees applied by other banks for payments sent through Global Money Transfers.

  5. Valid for new HSBC Premier customers who sign up from 1 March to 31 March 2025. This figure is based on the total cash reward you may receive from (a) Incremental Fresh Funds Reward offered under the HSBC Welcome Rewards Promotion, (b) Additional Reward offered under the HSBC Welcome Rewards Promotion, (c) Wealth Reward offered under the HSBC Welcome Rewards Promotion. To qualify, the customer must fulfil the relevant criteria under the respective promotion.

    HSBC Premier Welcome Rewards promotion terms and conditions (PDF) apply.

    HSBC March 2025 USD Welcome Interest Promotion terms and conditions (PDF)

    Find out more about qualifying as an Accredited Investor on our Accredited Investor page.