Welcome to the world of HSBC Premier
Better is never down to one thing, so we provide a suite of premium products and benefits to get more out of life.
Open an Everyday Global Account that lets you manage up to 11 different currencies with the one account and then upgrade to Premier[@premier-trb].
What's important to you is important to us
Premier gives you more of the things you care about to make your life better.
Keep your health on track
We offer a range of healthcare benefits and life protection for you and your family, providing greater peace of mind.
Travel in comfort and style
We look after you and your money when you spend locally or overseas and earn up to 2 miles per dollar, complimentary travel insurance, enjoy exclusive partner offers and dedicated concierge service when you use Premier Mastercard Credit Card.
Putting your family first
We provide solutions for all your family[@cards-18-and-above] financial needs from providing your children with international education to planning your wealth legacy together with extension of your Premier status to them across the globe when you are a qualified Premier customer[@premier-trb].
Bank seamlessly everywhere
With a multi-currency account[@chequenotsupported], you can hold accounts in 11 different currencies, pay with your debit card in 10 currencies and send money around the world faster and fee-free[@fx-global-transfer-fees] to over 100 countries/territories with HSBC Global Money Transfers on the HSBC Singapore app.
Plan for today and tomorrow
We help you make the best choices for your family's future with access to a team of Relationship Managers, wealth experts and financial planning tools.
Exclusive Premier rewards and offers
Enjoy a range of cash rewards, travel benefits, global discounts and lifestyle offers.
Up to SGD27,088 cash rewards plus up to 4% p.a. interest with Premier welcome rewards[@premier-welcome-rewards] [@cards-everydayplustnc]
You'll also get up to 8.88% p.a. on your Time Deposit when you purchase an eligible insurance policies. T&Cs apply. The more you take advantage of Premier, the more we reward you[@premier-welcome-rewards].
Travel in comfort and style
Complimentary travel insurance, airport limousine rides, lounge access, luxury offers and our competitive FX rates, turns an ordinary trip into a trip of a lifetime.
Money off the things you love
Whether you like to wine and dine, enjoy a night out or stock up on the latest technology, you have access to a range of exclusive partnership offers.
Global credit and debit card offers
Our home&Away credit and debit card programme offers discounts across dining, travel, shopping and wellbeing.
Up to SGD4,000 cash with our Premier Referral Programme[@premier-referral]
Share the benefits of Premier with family and friends and we'll pay SGD800 for each successful referral[@premier-referral].
Discover how Premier gives you more
You can rely on us to help you get the best in life
Wherever you are in the world, Premier is designed to: make your global banking easier, enable you to spend like a local, support you in making the right choices to achieve your life aspirations, and indulge you and your family with generous offers.
Who can apply?
You can apply for a Premier Account if you have one of the following:
Total relationship balance
Maintain a total relationship balance of at least SGD200,000.
HSBC home loan
Enjoy 12 months’ complimentary premier status when you take up a Singapore home loan of at least SGD1 million, or an Australian home loan of at least AUD200,000 – ask us about home loans.
International Premier status
Hold HSBC Premier status in another country / region.
HSBC Premier Elite
Enjoy top-tier banking with a suite of elevated HSBC Premier offerings today.
With HSBC Premier Elite, you can enjoy even more exclusive wealth management services and privileges. It's the extra that turns the ordinary into extraordinary.
Plus, get rewards of up to SGD27,088 + 3% p.a. interest when you join us as a new HSBC Premier Elite customer. Register your interest with us to get started, and we'll call you back to make an appointment at your nearest branch. Terms and conditions apply.
Get even more benefits through our range of products
Explore our Premier range, plus other HSBC products offering preferential rates to Premier customers.
Elevated travel, lifestyle and dining experiences, exclusive to HSBC Premier.
Seize investment opportunities on the go with the HSBC Singapore app, or with your Premier Relationship Manager.
Keep track of the aspirations you've set at every stage of life, all with just one tool.
Access easy FX solutions on mobile with real-time exchange rates, and get more discounts with our FX Loyalty Pricing programme.
Disclaimer
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Terms and conditions relating to HSBC Premier Account apply (valid until 30 March 2025).
Terms and conditions relating to HSBC Premier Account apply (effective from 31 March 2025)