Use PayNow for transaction today | Ways to Bank

Key benefits

Instant and secure transfers using only your mobile number, NRIC/FIN, Virtual Payment Address or QR code
Transfer larger amounts of up to SGD200,000
Available 24 x 7 anytime, anywhere on mobile or online banking

Get SGD20 cashback when you register for PayNow and make 5 PayNow transfers

Get SGD20 cashback when you register for PayNow via the HSBC Singapore App or Online Banking and make 5 outward PayNow transfers of minimum of S$100 per transaction within the same calendar month as your registration to qualify.

Offer is valid from 1 December 2024 to 28 February 2025.

This offer is applicable to customers who are not registered for PayNow with HSBC as of 30 November 2024. Limited to the first 888 eligible customers per calendar month during the promotional period. Terms and conditions and FAQ apply.

Start using PayNow

Via HSBC Singapore app

Download on the App Store about more details This link will open in a new window

Get it on Google Play This link will open in a new window

Not registered?

Guide to make PayNow transaction view How to make a PayNow transaction section

How to make a PayNow transaction?

On HSBC Singapore app

Log on to the HSBC Singapore app
Tap Pay and Transfer > Pay via PayNow
Tap 'From' and choose the account you want to pay from
Choose from your list of saved payees or pay a new PayNow payee
Input transfer amount and the recipient reference and click continue
Review the accuracy of the information especially the Nickname
Click Confirm to complete the transfer
Once your transfer is complete, you can share the transfer receipt with your payee by tapping the share icon on the top right

On HSBC Singapore app

Log on to the HSBC Singapore app
Tap Pay and Transfer > Pay via PayNow
Tap 'From' and choose the account you want to pay from
Choose from your list of saved payees or pay a new PayNow payee
Input transfer amount and the recipient reference and click continue
Review the accuracy of the information especially the Nickname
Click Confirm to complete the transfer
Once your transfer is complete, you can share the transfer receipt with your payee by tapping the share icon on the top right

On HSBC Singapore app

Tap Scan and pay > Scan the QR code
Log on to the HSBC Singapore app
Input the transfer amount, select the debiting account and click continue
Review the accuracy of the information especially the Nickname
Click Confirm to complete the transfer

On HSBC Online Banking

Make PayNow transfers using HSBC Online Banking through the following steps:

Log on to HSBC Online Banking
Select PayNow from the Quick Links menu
Select Transfer via PAYNOW and the payment account
Input the beneficiary details and transfer amount to proceed
Review the accuracy of the information especially the Nickname
Click Confirm to complete the transfer

Register for PayNow

If you have online access

To start receiving money, register for PayNow by linking your HSBC Current or Savings Account to your mobile number or NRIC.

Log on to Online Banking
Select your desired proxy account and nickname
Review your details and confirm

If you have not registered for online banking

Not registered for Online Banking? Sign up today to start making PayNow transfers.

Please follow the below steps:

Log on to the HSBC Singapore app.
Tap on 'Profile'.
Under 'Settings and preferences' section, select 'Register or manage PayNow'.

Select your desired PayNow ID to either your NRIC and/or the mobile number that you have registered with HSBC.
Select your current or savings account.
Review your details and confirm.
If you wish to update your details registered with HSBC, please do so before registering for your PayNow. Learn more about how to update your details.

Tap on the 'Edit' button to change your nickname or a linked account number.
Review details and confirm your changes.

Tap on the 'Delete' button to remove an existing registration.
Review the details and tap on the 'Delete' button.

More on PayNow features

Share receipt

Share your PayNow transfer receipt with you friends and family.

Simple and secure

Adopted with high security standards established by the local banking industry, perform your PayNow fund transfers anytime and anywhere at ease.

Transfer island-wide across an extensive network

PayNow can be used to perform interbank local transfers across 9 participating banks, between individuals and entities.

Easy access transfers

You can transfer up to S$1,000 daily without the need for your Digital Secure Key/Security Device, or up to S$200,000 or your 3rd party transaction daily limit, whichever is lower, with your Digital Secure Key/Security Device.

Frequently asked questions

Receiving and sending money to your family and friends is now quicker and simpler. With just a mobile number or National Registration Identity Card (NRIC), PayNow lets you transfer funds across participating banks¹ without the hassle of lengthy bank account numbers.

You can also make payments to corporates, such as companies, banks, and government agencies, when you PayNow to the corporate’s Unique Entity Number (UEN) or scan a Singapore Quick Response Code (SGQR) code with the HSBC Singapore app.

¹Participating banks include Bank of China, Citibank Singapore Limited, DBS/POSB, HSBC, Industrial and Commercial Bank of China Limited, Maybank, OCBC Bank, Standard Chartered Bank, and UOB.

PayNow is a convenient way to receive and transfer funds.

Transfer funds - By using PayNow, you can pay another individual who has registered for PayNow using their NRIC or mobile number. You can also transfer funds to corporates and entities using their Unique Entity Number (UEN). You do not need to know their bank account number, bank name or branch name to make the transfer.
Receive funds - Likewise, by registering for PayNow you can receive funds by providing your NRIC or mobile number to the paying party. You do not need to give them your bank account number, bank name or branch name.

Paying party - You do not need to register for PayNow and can transfer funds to a PayNow registered recipient using either HSBC's Online Banking facility or HSBC's mobile banking service.
Funds recipient - You must have already registered for PayNow before you can receive funds by providing you NRIC or mobile phone number to the paying party.

You can register for PayNow using our HSBC Singapore app or Online Banking facility. The registration process should take you less than a minute. By registering for PayNow, you are linking your savings or current account to your NRIC and/or the mobile number that you have registered with HSBC.

See all PayNow FAQs view HSBC Singapore PayNow FAQ page

More ways to bank

HSBC Singapore app

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Online banking

Bank securely with ease, at the branch that never closes.

Mobile banking

Banking at your fingertips.

PayNow

Key benefits

Start using PayNow

How to make a PayNow transaction?

On HSBC Singapore app

On HSBC Singapore app

On HSBC Online Banking

With a mobile number, NRIC, UEN or VPA

Scan and Pay with QR code

With online banking

Register for PayNow

If you have online access

If you have not registered for online banking

Using HSBC Singapore app

Register for PayNow

Edit an existing PayNow registration

Delete existing PayNow registration

More on PayNow features

Share receipt

Simple and secure

Transfer island-wide across an extensive network

Easy access transfers

Frequently asked questions

What is PayNow?

What are the benefits of PayNow?

Do I need to register for PayNow?

How do I register for PayNow?

Is there any fee for PayNow registration?

More ways to bank

HSBC Singapore app

Online banking

Mobile banking

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