Terms and conditions
Propositions
Deposits & Debit card
HSBC Account User Agreement (Valid until 30 March 2025)
HSBC Account User Agreement (Effective from 31 March 2025)
(previously known as T&Cs Governing Personal Deposit Accounts, Renminbi Deposit Account T&Cs, The HSBC Debit Card Cardholder's Agreement, and Phone Banking Services T&Cs)
Time Deposits
Credit cards
Credit Card Terms (Valid until 30 March 2025)
Credit card terms (Effective from 31 March 2025)
HSBC Advance Credit Card Cashback Programme terms and conditions (Valid until 30 March 2025)
HSBC Advance Credit Card Cashback Programme terms and conditions (Effective from 31 March 2025)
HSBC Live+ Credit Card Cashback Programme terms and conditions (Valid until 30 March 2025)
HSBC Live+ Credit Card Cashback Programme terms and conditions (Effective from 31 March 2025)
HSBC Premier Mastercard Credit Card Terms and Conditions (Valid until 30 March 2025)
HSBC Premier Mastercard Credit Card Terms and Conditions (Effective from 31 March 2025)
HSBC Premier Mastercard Savour Dining Programme terms and conditions (Valid until 30 March 2025)
HSBC Premier Mastercard Savour Dining Programme terms and conditions (Effective from 31 March 2025)
HSBC TravelOne Credit Card Reward Points Programme terms and conditions (Valid until 30 March 2025)
HSBC Visa Infinite Terms & Conditions (Valid until 30 March 2025)
HSBC Visa Infinite Terms and Conditions (Effective from 31 March 2025)
HSBC Visa Infinite Credit Card Step-up Programme (Valid until 30 March 2025)
HSBC Visa Infinite Credit Card Step-up Programme (Effective from 31 March 2025)
HSBC Visa Platinum Quarterly Cash Rebate Programme (Valid until 30 March 2025)
HSBC Visa Platinum Quarterly Cash Rebate Programme (Effective from 31 March 2025)
Terms and Conditions relating to HSBC Spend Instalment (effective from 31 March 2025)
Terms and Conditions relating to HSBC Spend Instalment (valid until 30 March 2025)
Terms and Conditions relating to HSBC Balance Transfer (effective from 31 March 2025)
Terms and Conditions relating to HSBC Balance Transfer (valid until 30 March 2025)
Credit Card Instalment Plan Terms & Conditions (Valid until 30 March 2025)
Credit Card Instalment Plan Terms & Conditions (Effective from 31 March 2025)
ENTERTAINER with HSBC Terms and Conditions
Terms and Conditions relating to HSBC Cash Instalment Plan (effective from 31 March 2025)
Terms and Conditions relating to HSBC Cash Instalment Plan (valid until 30 March 2025)
Rewards Programme Terms & Conditions (Valid until 30 March 2025)
Rewards Programme Terms & Conditions (Effective from 31 March 2025)
OTP Service for Online Purchases Terms & Conditions (effective from 31 March 2025)
OTP Service for Online Purchases Terms & Conditions (effective until 30 March 2025)
S$5 Rebate Promotion terms and conditions
Loans
Personal Line of Credit & Personal Term Credit Terms & Conditions (Valid until 30 March 2025)
Personal Line of Credit and Personal Term Credit Terms and Conditions (Effective from 31 March 2025)
Personal Line of Credit Auto Top-up Terms & Conditions (Valid untill 30 March 2025)
Personal Line of Credit Auto Top-up Terms & Conditions (Effective from 31 March 2025)
Terms and Conditions Governing Debt Consolidation Facility (Valid untill 30 March 2025)
Terms and Conditions Governing Debt Consolidation Facility (Effective from 31 March 2025)
Debt Consolidation Promotion Terms & Conditions
Property Loan Standard Terms (Valid until 30 March 2025)
Property Loan Standard Terms (Effective 31 March 2025)
Australian Property Loan Standard Terms (Valid until 30 March 2025)
Australian Property Loan Standard Terms (Effective 31 March 2025)
Wealth and Investments
Investment Terms (Effective 31st March 2025)
Investment Terms (Valid until 30 March 2025)
Terms and conditions relating to Dual Currency Plus apply (effective from 31 March 2025)
Terms and conditions relating to Dual Currency Plus apply (valid until 30 March 2025)
Terms and conditions relating to HSBC FX Order Watch apply (effective from 31 March 2025)
Terms and conditions relating to HSBC FX Order Watch apply (valid until 30 March 2025)
Global View Terms & Conditions
Additional Terms for Investment Funds Transactions
FX Loyalty Pricing Programme Terms and Conditions
Insurance
Online and Mobile Banking
Online and Mobile Banking Terms & Conditions (valid until 30 March 2025)
Online and Mobile Banking Terms & Conditions (effective from 31 March 2025)
Servicing
SGFinDex
Wealth Portfolio Lending
Lombard Lending
Premier July Promotion (for invited clients only)
Premier August Promotion (for invited clients only)
Premier September Promotion (for invited clients only)
Premier October Promotion (for invited clients only)
Premier November Promotion (for invited clients only)
Premier December Promotion (for invited clients only)
Premier January & February Promotion (for invited clients only)
Premier March Promotion (for invited clients only)
Please note that the above is not an exhaustive list of terms and conditions for all our products. If you have any queries or require assistance, please contact us or call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.